When it comes to buying a home, credit is one of the top influencers of the actual terms (RATE) you can receive on your Mortgage. How are FICO scores determined? What is the difference between Mortgage Credit Pull and a Credit Card Score? Is Credit Karma accurate? Just a few of the subjects broken down in the episode. With an unpredictable economy and conservative investors this episode will help explain Credit from a real life perspective and help you obtain the better terms for your mortgage.