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HS 323 Video: Individual Life Insurance (2015)
Apr 03 2015
2
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01-01-Describe the role of insurance in preserving a family’s economic security
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01-02-Apply the five-step procedure to estimate a person’s economic value to the family
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01-03-Explain the role that present-value calculations play in determining the required amount of insurance
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01-04-Compare the human life value approach with the needs approach to determine the appropriate amount of life insurance
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01-05-Describe the business uses of life insurance.
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01-06-Identify and explain the expenses commonly associated with death and settling the deceased’s estate.
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01-07-Identify and explain the ongoing income needs of family survivors.
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01-08-Identify and explain the potential sources of retirement income.
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01-09-Understand how life insurance can be used to fund charitable donations and bequests.
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01-10-Understand the general categories of needs and the kinds of information necessary to evaluate those needs in determining the appropriate ammount of life insurance.
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