RETIREMENT MADE EASY

Nov 30 2024 100 ep. 22 mins 13
RETIREMENT MADE EASY Podcast artwork

Finally, a retirement podcast in a language YOU can understand. Your host, Gregg Gonzalez, CFP® is a Dave Ramsey Smartvestor Pro with the heart of a teacher. Listen as Gregg shares financial & retirement tips that are sure to keep you tuned in every episode. Check out podcast website http://RetirementMadeEasyPodcast.com for FREE resources.

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The Changes Coming to IRAs and 401Ks in 2025, Ep #176

Nov 30 2024 21 mins  
Curious about the changes coming to IRAs and 401Ks in 2025? In this episode of Retirement Made Easy, we’re breaking down the latest updates to help you plan your retirement strategy. Learn about the new contribution limits for IRAs, Roth IRAs, and 401Ks, including special allowances for those aged 60–63. We’ll also cover updated income limits for Roth IRAs, automatic enrollme

Addressing Social Security’s Cost-of-Living Adjustment for 2025, Ep #175

Nov 15 2024 24 mins  
In this episode of the Retirement Made Easy Podcast, we dive deep into the 2025 Cost-of-Living Adjustment (COLA) for Social Security. We break down how the COLA works and what it means for your retirement planning. With the 2025 COLA coming in at 2.5%, we explore how this adjustment could affect your benefits—whether you’re still working or already collecting Social Security. W

Calculating How Much You’ll Spend in Retirement, Ep #174

Nov 01 2024 23 mins  
One of the biggest questions people have about retirement planning is: “Will I have enough saved?” This episode of Retirement Made Easy dives into just that—how to determine the “magic number” you’ll need to retire comfortably and securely. From evaluating your current expenses to assessing your future goals, we will start to cover all the bases to help you calculate y

How Do You Tackle Healthcare Planning in Retirement? Ep #173

Oct 15 2024 34 mins  
When it comes to retirement, healthcare planning isn’t just an afterthought—it’s one of the most important decisions you’ll make. Will your current savings cover future healthcare expenses? How will you bridge the gap if you retire before Medicare kicks in? Without a solid plan, unexpected medical costs could delay your dream retirement. In Episode #173, we break down the k

Listener Questions: Surviving Retirement Edition, Ep #172

Sep 30 2024 19 mins  
Getting through retirement while being able to pay all of your expenses is the goal. But how do you make it happen? You’ll have to make decisions before and during retirement that will impact whether or not it’s successful. I answer some questions directly related to financially surviving retirement in this episode of Retirement Made Easy. You will want to hear this episode if

Listener Questions: Roth Conversions, Early Withdrawal Penalties, and Capital Gains, Ep #171

Sep 16 2024 30 mins  
When are the best times for Roth conversions? Should you invest in a target-date fund? Can you avoid the 10% early withdrawal penalty? These are just a few of the questions I’ll tackle in this special Listener Questions edition of Retirement Made Easy! Preparing for retirement is complicated at best. I want to make sure I’m consistently answering the questions that are top of

The Truths About Social Security Part II, Ep #170

Aug 31 2024 29 mins  
When should you claim your Social Security benefits? What do benefits look like for teachers who contribute to Teacher Retirement Systems? What is the survivor step-up strategy? In this episode of Retirement Made Easy, we’ll dive into some of the more complex areas of Social Security that people need to know about but are rarely told. You will want to hear this episode if you ar

The Truths About Social Security Part I, Ep #169

Aug 16 2024 30 mins  
Social Security can be difficult to understand. The rules can be difficult to decipher. Answers are nearly impossible to find. This leaves most people frustrated and confused. In this episode, I’m going to separate the truths from the many rumors you often hear and help you build your knowledge about Social Security. My goal is for you to walk away more informed about your futur

5 Retirement Lessons for 2024, Ep #168

Jul 31 2024 24 mins  
2024 has already been full of many in-depth conversations with current and prospective clients. There have been some common threads among most of those conversations. From those common threads, I’ve pulled five lessons that we can all learn and benefit from when planning for retirement. Listen to this episode of Retirement Made Easy to learn what they are! You will want to hear t

401K Loans: The Pros and Cons, Ep #167

Jul 22 2024 25 mins  
Lately, I’ve been getting a lot of questions about 401K loans and whether or not they’re worth it. People are asking things like, “How do you take out the loan? How does paying it back work? Should we ever consider it? What are our other options?” I’m a financial planner. My job is to give you all of the information necessary so you can make informed decisions. Because at