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May 19 2024 1 mins  


To send a letter, you must affix a stamp to the envelope. If this is not done, the letter may be sent, but you will subsequently receive a request for payment. The stamp is therefore a kind of credit system: I buy a certain amount beforehand and can spend it and send letters as long as this credit is still available. Today, we often live the other way round: we first spend money that we don't have and then pay afterwards. As long as these expenses are based on an account that can cover these expenses retrospectively - and this is assumed with credit cards - the system works. But if the account is empty and you have still spent money with the credit card, then you fall into debt. Quite a few people feel this way. It would be better to top up the card first so that you really only spend as much as you have. Are you living on credit or on the stamp system with your resources?

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