Dec 30 2024 37 mins
Welcome back to The ROI Club!
Firstly, thank you so much for your support throughout the year, I hope that my content has added value to your life and provided a pleasing return on your investment.
One of my goals in 2025 is to reduce the number of tasks in my workload and focus on the most pertinent and highest priorities. As such, if you could help me tailor my content to what you value most via the below poll, that will enable me to oblige.
One of the biggest positives for me in 2024 was becoming friend’s with Steve from Unemployed Value Degen. We have gotten along famously from our first interaction and I’m honoured to have him as a friend and resource given his extensive knowledge and experience.
In today’s piece, we delve into likely macro scenarios for 2025 and the key investment themes we’re keeping a close eye on. For premium members, behind the paywall, you’ll get exclusive access to the Prof’s insights on yearly options trades I’ve executed.
I’ll take you behind the scenes of how I operated what I call a ‘One-Man Insurance Company,’ earning a remarkable 23% return on these trades without any cash outlay upfront. This approach has enabled me to continuously add to my favorite bargain stocks while maintaining a strategic edge.
We explore the beauty of selling options with expiries more than 365 days i.e: teh increased premium received lowers the effective entry price if assigned + the tax advantages of doing so which are significant!
While this strategy isn’t for everyone, it’s fully scalable and can be implemented anywhere in the world with internet access. It’s a cornerstone of my location-independent income streams, allowing me to earn in the world’s strongest fiat currency, the US dollar.
Now, imagine pairing this earning capability with a lifestyle in a lower-cost region where your expenses are denominated in a weaker currency. The potential for financial freedom and resilience is immense.
Don’t underestimate the transformative power of combining location-independent income with geo-arbitraging expenses. Together, they can be pivotal in maximizing your personal sovereignty and achieving a more liberated life.
Guide:
* [0:00:00 - 0:09:59] Meet Steve, the “Value Degen”: From academic to “minstrel,” Steve calms my nerves and explains why 2025 could be a defining year for macro trends.
* [0:10:00 - 0:19:59] Jerome Powell’s Bombshell: Market expectations of four rate cuts slashed to two—what this means for investors bracing for 2025.
* [0:30:00 - 0:39:59] Revenge of the Old Economy: Painful lessons from two years of overweighting industrials—and why the tide might finally turn.
(Paywalled)
* [0:40:00 - 0:49:59] Platinum’s Comeback Story: Hybrid cars, catalytic converters, and why undervalued platinum stocks could be an overlooked treasure.
* [0:50:00 - 0:59:59] “Too Cheap to Ignore”: A $9 tangible book value stock trading at $3.76—uncovering the risks, rewards, and 45% short float drama.
* [1:00:00 - 1:09:59] Options Goldmine: How 2026 long-dated puts can yield up to 50% annualized returns with taxes delayed for up to 850 days effectively.
* [1:10:00 - 1:19:59] A Conservative Pivot: Aging, gray hair, and shifting investment mindsets—balancing risk with strategy for long-term success.
* [1:30:00 - 1:39:59] Yield Hunters Unite: Separating portfolios for high-yield plays vs. long-term appreciation—and a bold upside bet on an undervalued stock.
Wishing you all a wonderful and prosperous New Year!
Benjamin
P.S. Love the episode? Re-stack with your thoughts or questions—I’d love to hear them!
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Disclaimer: This publication is intended solely for documenting my personal journey with trading and investments for income and travel purposes. I am not a certified financial advisor nor am I a financial professional and none of the content provided should be construed as investment advice. It is essential to conduct your own thorough research and consult a registered financial service provider for appropriate guidance. I cannot guarantee the accuracy or completeness of the information presented. Any actions taken based on the information shared in any of my work are done at your own risk and discretion.