205: The Next Tech-Ade of FinTech


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Feb 23 2025 18 mins  
FinTech is transforming the economy at every level.

India’s financial ecosystem is at an inflection point, where technology isn’t just enabling transactions but engineering entirely new economic structures.

In this episode of the #ZeroToInfinity podcast, Avnish Bajaj, Pranay Desai, and Vikram Vaidyanathan bring the sharpest insights to the table, revealing the forces shaping FinTech’s next decade.

The businesses that will define the next decade are not where everyone is looking right now. This conversation reveals the contrarian bets, the high-stakes risks, and the market forces shaping the biggest opportunities ahead.

If FinTech is the future, who’s building it right?

00:00: Coming up

01:50: The Compounding of Value in Financial Services

02:42: The Opportunity Sets in FinTech

04:55: Vital Viewing: How to go Phygital for Growth

05:45: Is FinTech Phygital or Digital

08:30: What are the New Opportunities in FinTech for the 1%?

09:38: The Tight Credit at the right time can have a Multiplier Effect on the Economy

11:27: Opportunities for the Next 10% in FinTech

12:00: Will How India Saves Money Change with Tech?

13:20: The Future of FinTech is Infinite ROE Businesses

13:47: Untapped potential across Credit, Insurance, and Wealth Products

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