Jul 20 2024 55 mins 6
Welcome to Episode 111 of Safer Retirement Radio! Join Brian Decker and guest planner Brad Geddes from Decker Retirement Planning as they delve into effective strategies for a successful retirement transition. In this episode, we cover:
Retirement Transition and Investment Strategies: Why strategies that worked during the accumulation phase may not be effective in the distribution phase.
Income Planning: The importance of income planning over relying on bond funds, and how principal-protected investments can secure your retirement.
Rethinking Retirement Rules: A critical look at the 4% rule and the rule of 100, with insights on more flexible and individualized approaches.
De-Risking Retirement Portfolios: How to use laddered principal guaranteed maturities and risk buckets to reduce risk and enhance income stability.
Comprehensive Retirement Planning: The benefits of a holistic plan that includes tax planning, risk management, and income optimization to ensure a comfortable lifestyle.
Maximizing Income: Tips on avoiding underspending and making the most of your income streams, including social security, pensions, rental income, and more.
Roth Conversions and Tax Efficiency: How Roth conversions can provide tax-free growth and lower future tax rates.
Take action:
Schedule a free consultation with Decker Retirement Planning at 833-707-3030.
Visit https://deckerretirementplanning.com/ for more information on upcoming events, downloads, and our team.
Listen now to learn how you can secure a financially stress-free and engaging retirement with expert advice and personalized planning from Decker Retirement Planning.
Retirement Transition and Investment Strategies: Why strategies that worked during the accumulation phase may not be effective in the distribution phase.
Income Planning: The importance of income planning over relying on bond funds, and how principal-protected investments can secure your retirement.
Rethinking Retirement Rules: A critical look at the 4% rule and the rule of 100, with insights on more flexible and individualized approaches.
De-Risking Retirement Portfolios: How to use laddered principal guaranteed maturities and risk buckets to reduce risk and enhance income stability.
Comprehensive Retirement Planning: The benefits of a holistic plan that includes tax planning, risk management, and income optimization to ensure a comfortable lifestyle.
Maximizing Income: Tips on avoiding underspending and making the most of your income streams, including social security, pensions, rental income, and more.
Roth Conversions and Tax Efficiency: How Roth conversions can provide tax-free growth and lower future tax rates.
Take action:
Schedule a free consultation with Decker Retirement Planning at 833-707-3030.
Visit https://deckerretirementplanning.com/ for more information on upcoming events, downloads, and our team.
Listen now to learn how you can secure a financially stress-free and engaging retirement with expert advice and personalized planning from Decker Retirement Planning.
