Jan 16 2025 62 mins
In this episode of the Investor Shed Podcast, hosts Nick Beveridge and Jeremy Kitchen sit down with mortgage expert Brett Shoemaker to dissect the complex world of interest rates, loans, and real estate investing. From the Federal Reserve's role in shaping the economy to strategies for leveraging VA loans and non-QM options, this conversation is packed with actionable insights for investors, homebuyers, and professionals in the real estate market.
Discover how cash flow analysis, market predictions, and risk mitigation strategies can make or break your investment game. Plus, hear why VA loans stand out, how rental income can boost loan qualifications, and why waiting for a market crash could cost you more than you think. Whether you're a first-time buyer, seasoned investor, or mortgage professional, there's something for everyone in this episode.
📌 Key Takeaways:
- The Federal Reserve influences interest rates but not directly mortgage rates.
- Non-QM loans are perfect for self-employed individuals seeking flexibility.
- VA loans offer unmatched benefits, including seller concessions and residual income advantages.
- Rental properties can help qualify for larger loans and boost cash flow.
- Long-term planning and networking are crucial for real estate success.
📜 Chapters:
00:00 Introduction and Political Views
02:04 Understanding Interest Rates and the Job Market
03:55 The Federal Funds Rate and Its Impact
05:58 Investor Loans vs. Primary Residence Loans
09:53 Navigating Non-QM Loans
13:55 The Importance of Cash Flow in Real Estate
17:56 Market Predictions and Investment Strategies
22:13 Avoiding Market Crashes and Risk Mitigation
26:00 The Value of VA Loans and Seller Concessions
40:41 Understanding VA Loan Residual Income
44:00 Strategies for First-Time Homebuyers
46:29 Leveraging Rental Properties for Qualification
50:05 Evaluating Investment Properties
01:03:24 Future Plans in Real Estate and Mortgages
If you want to reach out to Brett for a loan:
Brett Shoemaker, Mortgage Broker
NMLS #2333791
(208) 651-5653
🔗 Connect with us:
Official YouTube Podcast Page: https://www.youtube.com/@TheInvestorShed
Nick Beveridge's YouTube Page: https://www.youtube.com/@NickBeveridge
Real Estate Website: northidahorei.com
Facebook: https://www.facebook.com/profile.php?id=100063653307069
Instagram: https://www.instagram.com/theinvestorshed/
🎧 Subscribe now and never miss an episode packed with tips, strategies, and inspiration for your real estate journey!
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