Episode 18: Understanding Credit Scores


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Feb 25 2025 25 mins  

Credit Scores and their importance are one of the most written about topics when it comes to personal finance, yet there is still a great deal of confusion on how they work, what they mean, and what you can do to take care of it.


In this episode, Matt and Elliott discuss the 5 major factors a Credit Score is based on, some general rules of thumb for how to manage your credit, and what pitfalls to avoid when looking to make use of credit.


Have a question for a future show topic?


Matt Fizell, CFP® can be reached by email at [email protected] or at www.planwithharmony.com


Elliott Appel, CFP® can be reached by email at [email protected] or at www.kindnessfp.com


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DISCLAIMER: The ME & Money Podcast is hosted and produced by Harmony Outsourcing Services LLC and is intended only to be educational, informational, and should not be considered as financial advice.


Matthew Fizell, CFP® is an investment adviser representative of Harmony Wealth L.L.C. (“Harmony”). Elliott Appel, CFP® is an investment adviser representative of Kindness Financial Planning LLC (“Kindness”).


However, the views and opinions expressed by Matt and/or Elliott in this podcast are not intended as individualized investment advice on behalf of Harmony and/or Kindness, or as tax, accounting, or legal advice. Although we gather information from sources that we deem to be reliable, we cannot guarantee the accuracy, timeliness, or completeness of any information prepared by any unaffiliated third-party.


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Harmony is a registered investment adviser authorized to do business in the states of Wisconsin and Texas, and other jurisdictions where exempted.


Kindness is a registered investment adviser authorized to do business in Wisconsin and Washington, and in other jurisdictions where exempted.


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Inspiring Optimistic Upbeat Energetic Guitar


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