Donald Marquez, an insurance broker, discusses the importance of life insurance on his radio show. He emphasizes that everyone needs life insurance to cover final expenses, such as funeral costs and ongoing bills. Marquez shares a story about a customer who underestimated her life expectancy and the high cost of a recent funeral, which was nearly $10,000. He advises listeners to plan for the future and consider policies that cover underlying health conditions, including diabetes, lupus, and cancer. Marquez also highlights the benefits of having life insurance to avoid passing on debt and to provide financial stability for loved ones. He offers his services for free consultations and policies that can be tailored to individual needs and budgets.