Feb 20 2025 23 mins 2
Hi everyone, we have our latest episode with our new regular contributor Alan Knowles giving you his insights from underwriting and advising. We are seeing more and more enquiries from social media influencers wanting to protect their income.
It is really interesting with social media influencers as they are tending to reach out for support with their insurances, from the mindset that they need income protection. For a lot of people income protection is often thought of after life insurance and critical illness cover, so it’s great to see this difference starting to emerge.
The key takeaways:
- Not all insurers are able to insurer social medical influencers from income protection, for the precise reason that they are a social media influencers
- Some insurers can consider applications from social media influences for income protection, but the occupation that they are doing might lead to a rating or decline of cover i.e. fashion model, stuntman etc
- A case study of income protection and a case study of accident and sickness cover
I will be back next time discussing simplified income protection options, how they work and where they stand out for you and your clients.
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