Mar 06 2025 28 mins 5
Unveiling the Secrets of Mortgage Pricing with Shawbrook Bank!
Ever wondered how banks actually decide on those mortgage rates? 🤔 Join us for a fascinating deep dive with Daryl Norkett, Director of Real Estate Proposition at Shawbrook Bank, as we uncover the mysteries of mortgage pricing!
In this episode, we explore:
The inner workings of bank loan pricing: Get an insider's perspective on the factors that influence your mortgage rate.
Base rate predictions: Will we see cuts this year, or will inflation, the Ukraine war, and Trump tariffs push rates higher?
The impact (or lack thereof) of base rate changes on your mortgage: Discover why your mortgage payments might not move in line with the base rate.
The link between savings deals and mortgage products: Learn how your savings account can affect mortgage rates!
Emerging trends in structured finance: Explore the latest innovations in mortgage products.
The evolving mortgage market: See how lenders are adapting to meet the changing needs of customers.
Revolutionising the Private Rental Sector (PRS): Discover how mortgage products are changing for the modern landlord.
The future of arrangement fees: Are those hefty fees here to stay?
Bank profit margins: Uncover the typical margins banks aim for when setting mortgage rates.
Mortgage rate forecasts: Where will rates be by the end of 2025?
Key factors impacting mortgage prices: Stay ahead of the curve by understanding the forces that drive rate changes.
And much more!
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