Sep 18 2019 34 mins 2
Welcome to the Dan and Dan property Podcast, your trusted voice in all things property.
In this episode, we interview Crissa Garland from Garland Finance. We look at the basics around getting a loan through to the effect air BNB is having on the banking industry.
Crissa aims to be the go-to option for clients seeking a professional, reliable and efficient mortgage and finance broker in Perth, Western Australia. Crissa is a qualified mortgage and finance broker, bringing a suite of professional skills to the Garland Finance business, including diligence, efficiency, elite communication skills and a commitment to excellent client service.
Crissa is dedicated to ensuring that her clients receive the best advice for their circumstances, that their borrowing process is smooth and stress-free and that they achieve their financial goals.
0.30 – Crissa Garland – a voice of reason in the finance industry
2.20 – Lenders mortgage insurance – what is it and do you need it
4.30 – Loan guarantors
5.20 – Advice for first home buyers
8.20 – The application process
9.40 – The First Home Buyers Grant
11.30 – Changes in the lending landscape
14.50 – How your rental situation can affect your lending capacity
16.15 – How your valuation can affect your next move
17.40 – How much time does finance take?
20.40 – Advice for someone who wants to buy a property in the next two years
22.40 – How does a Credit Card affect your borrowing power
24.25 – How could my partner affect my ability to buy a house?
26.30 – The benefits of working with a mortgage broker
28.45 – How Crissa bought her first property at 24
30.45 – Buying to invest on AirBNB
31.45 – How is AirBnB income viewed by the banks
