Jan 31 2025 29 mins
New legislative session started last Monday...it's usually low key, but the fires in LA got in the middle of it, resulting in some political showboating vs. governing; climate change is the real culprit, not a lack of water (which is disinformation); learnings from our CZU fire applied to the rest of the state, and the LA fires - clean up may involve toxic materials; Santa Cruz measures for future fires; defensible space plus fire resistant building materials; homeowner's insurance and insurance companies dropping people as soon as they can after a fire - which happened in Santa Cruz County, with no choice by California FARE, which is half the coverage at twice the price; insurers cannot write climate change into policies...how to protect customers when there's no way that rates won't go up; California's broken homeowner's insurance.