Episode 61 - UBIT, UDFI, and Retirement Accounts with Joel Landon


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Mar 29 2024 16 mins  

Out of the five popular types of retirement accounts, which is optimized for your investment strategy? Joel Landon explains the impacts of UBIT, UDFI, and your investment choices on the qualified plan you choose. A personal note: Joel explains in 15 minutes what it has taken Robby two years to compile and understand. If you use retirement accounts, this is for you. Follow Joel at https://eqrp.com/

Highlights

  • Joel’s motivations for joining EQRP
  • Introduction to Unrelated Business Income Tax (UBIT) and how it applies to different retirement plans
  • What UBIT and Unrelated Debt Financed Income (UDFI) are
  • How EQRP plans are exempt from UBIT when investing in debt-financed real estate
  • UDFI and its relation to EQRP and other retirement plans
  • Personal loan and contribution features of EQRPs
  • The personal loan feature and how EQRP takes care of all the loan details
  • The contribution feature of EQRPs and its comparison with other retirement accounts
  • Flexibility of EQRP plans
  • When EQRP plans may be subject to UBIT.

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