Feb 11 2025 35 mins 3
Can hard money lending and short-term rentals be the ultimate power duo?
In this episode of The Smart Stay Show, We sit down with David Little, co-founder of Crown Capital Resources, to explore how savvy investors are using short-term rentals as a game-changing exit strategy.
We dig into DSCR loans, the Burr method for vacation rentals, and how tools like AirDNA are influencing lending decisions. David shares insider tips on leveraging your property’s equity and why guest experience is more critical than ever in competitive markets like Austin.
Plus, we discuss the opportunities—and challenges—of hard money lending for short-term rental hosts. Whether you're looking to refinance, scale, or simply understand the numbers, this episode is packed with actionable advice.
Things we discussed in this episode:
- The intersection of hard money lending and short-term rentals
- How clients are using short-term rentals as an exit strategy for flips or refinancing
- The emergence of secondary lenders willing to consider AirDNA data for underwriting
- The application of the Burr method to vacation properties
- Understanding debt service coverage ratio (DSCR) loans and how they differ from traditional financing
- The role of AirDNA data in the underwriting process and its limitations
- The niche lending product offered by Crown Capital Resources, allowing investors to tap into equity quickly
- The importance of differentiation and guest experience in competitive short-term rental markets
- David Little's investment in the short-term rental management company Cribs and the insights he's gained
- Strategies for optimizing rental income, such as marketing tactics and understanding operating expenses
Get in touch with David:
Email - [email protected]
Website - https://crowncapitalresources.com/
#SmartStayShow #realestate #realestateinvestor #realestateagent #RealEstateInvesting #HardMoneyLending #BRRRRMethod #DebtServiceCoverageRatio #AirDNAData #EquityTapping #MarketDifferentiation #GuestExperience #ShortTermRentalManagement #RentalIncomeOptimization
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SmartStay Show is part of Hospitality.FM, a podcast network dedicated to bringing the best hospitality-focused podcasts to those in and around the industry, from Food + Beverage, Guest Experience, Diversity & Inclusion, Tech, Operations, Hotels, Vacation Rentals, Real Estate Law, and so much more!