Jan 19 2025 16 mins
Could you imagine starting the new year burdened by last year's holiday debt? In our latest episode, we unravel the secrets to sidestepping this all-too-common pitfall and stepping into financial freedom. With a staggering 28% of individuals still haunted by holiday bills a year later, we offer a fresh perspective on holiday spending. Discover how treating it like a regular monthly expense and adding a safety buffer can transform your approach. We promise you'll walk away with practical strategies to break free from the holiday debt cycle and a newfound confidence to enjoy the festive season without financial stress.
Beyond budgeting, let's explore creative and heartfelt ways to celebrate that won't break the bank. From outdoor activities to the art of giving handmade gifts or time vouchers, this episode is packed with ideas for meaningful connections without overspending. We highlight the power of using cash or debit to curb unnecessary debt and keeping expenses in check by tracking them in real-time. Our focus is on shifting your mindset: prioritise gratitude and connection over costly gifts and extravagant celebrations. Start the new year with a clean slate and a refreshed financial outlook, cherishing those important moments with loved ones over financial burdens.
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The advice shared on The Finance Bible is general in nature and does not consider your individual circumstances. The Finance Bible exists purely for educational / entertainment purposes and should not be relied upon to make an investment or financial decision. If you do choose to buy a financial product, read the PDS, TMD and obtain appropriate financial advice tailored towards your needs.