# 36 - Mastering Personal Finance: From Saving to Investing and Financial Planning with Paul Merriman


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Sep 22 2023 63 mins  

Join host Sarah Catterson in a enlightening conversation with financial expert Paul Merriman as they explore the intricacies of personal finance and financial planning. Here's a glimpse of what this episode entails:

  • Early Savings and Investments: The speakers passionately emphasize the significance of initiating savings and investments from a young age. They underscore how starting early can pave the way for a financially secure future.
  • Managed Funds vs. Individual Stocks: Listeners gain valuable insights into the benefits of investing in managed funds, as opposed to the potentially risky endeavor of hand-picking individual stocks.
  • The Safety Net of Emergency Funds: The concept of emergency funds is introduced, driving home the importance of financial stability and preparedness for unexpected expenses.
  • Balancing Short-Term and Long-Term Goals: The episode highlights the delicate balance between saving for short-term objectives, such as a down payment on a house, and securing long-term financial goals, especially retirement.
  • Smart Financial Structures: The speakers touch upon the critical aspect of financial structuring, particularly for business owners. The conversation delves into strategies for optimizing finances within the entrepreneurial landscape.
  • The Power of Financial Planning: Listeners gain a deeper understanding of the pivotal role financial planning plays in guiding individuals and businesses towards informed and judicious financial decisions.
  • Expert Insights: Paul Merriman, a seasoned financial expert, offers his wealth of knowledge and perspective throughout the episode, enriching the conversation with his expertise.
  • Encouragement for Strategic Planning: The discussion serves as a call to action for listeners, urging them to seek professional financial advice and chart a strategic course for their financial future.

This episode is a treasure trove of practical wisdom and guidance in the realm of personal finance. Tune in to discover the keys to financial success and embark on a journey towards a more secure and prosperous future.

Find Paul Merriman:
Instagram @askpaul.ie

Website : https://www.askpaul.ie/

And, if you're interested in joining Sarah's 10-week weight loss challenge or inquiring about her coaching, visit https://sarahcattersoncoaching.org/coaching-services/

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