Listener Q&A where Andy talks about:
- Am I concerned about the increasing amount of US government debt, and how do I think it will impact retirees' investments ( 1:32 )
- Are there any custodians that offer Roth versions of SEP IRAs ( 16:58 )
- Is there a simple way to estimate what your total taxes will be for the year ( 19:28 )
- Could it make sense to invest in municipal bonds instead of bonds where the interest is taxable - even if the after-tax yield of the non-municipal bonds is higher - if the interest from the municipal bonds will have smaller impact on Modified Adjusted Gross Income for things like Medicare premium surcharges and Affordable Care Act premium tax credits ( 26:01 )
- A listener's feedback on why he feels a living/revocable trust was a good idea for him ( 31 :48 )
- How much money is TOO MUCH to have in a Health Savings Account ("HSA") ( 36:16 )
- Is it better to take a year's Required Minimum Distribution ("RMD") all at once, or spread out throughout the year ( 42:05 )
Links in this episode:
- My company newsletter - Retirement Planning Insights
- Facebook group - Retirement Planning Education (formerly Taxes in Retirement)
- YouTube channel - Retirement Planning Education (formerly Retirement Planning Demystified)
- Retirement Planning Education website - www.RetirementPlanningEducation.com
