Daniel Pekic

In this video, we dive into an in-depth comparison of investing in the stock market versus starting a small business in 2025, specifically tailored for Australians. While this video is tailored for Australians, the insights and analysis also apply to similar economies such as those in the USA, Canada, the UK, the EU, and New Zealand. Whether you're weighing the pros and cons of index fund investing or considering launching your own small business, this video will help you make a better informed decision.

Thank you for watching and supporting this channel guys. I truly appreciate everyone who takes the time to watch, share their thoughts, and contribute to the conversation.

00:00 - My personal experience with small business
1:49 - TLDR: 91% of small businesses in Australia do not survive 15 years
2:44 - Intro slide: Starting a business vs. investing in the stock market
3:32 - This video also applies to viewers in the USA, Canada, UK, EU, and NZ
4:13 - Definition: SME (Small and Medium Enterprises)
5:35 - Definition: Index fund investing
6:47 - Today’s hypothetical: You have $250,000 to invest in stocks or a business
7:58 - Overview: Australia's economic landscape in 2024
10:24 - Pros and cons for small businesses in Australia
14:39 - Statistic: 3-year survival rates for small businesses in Australia
15:46 - Statistic: 10-year survival rates for small businesses in Australia
17:17 - Statistic: 15-year survival rates for small businesses in Australia
18:55 - Index fund investing: The power of compound interest
21:06 - Example: ROI of $250,000 invested in an index fund over 15 years
22:51 - Definition: The S&P 500 stock index
23:31 - Definition: The Nasdaq 100 stock index
25:36 - ROI of $250,000 in the S&P 500 over 15 years
26:23 - ROI of $250,000 in the Nasdaq 100 over 15 years
27:20 - Compound interest visualization
28:22 - Useful tool: Compound interest calculators
31:12 - Example: Gym and café start-up cost analysis
33:21 - Analysis: Worst-case scenario for the gym and café model
35:37 - Comparing profits between ETFs and the gym/café model
37:41 - Tax considerations: SME vs. stocks in Australia
40:12 - How much homework to do before investing
43:08 - Personality requirements for investing
45:02 - Patience is more important than intelligence
47:44 - What is an ego business?
49:56 - It’s 2025. Skip the financial planner.
50:10 - Key takeaways
51:37 - How Bitcoin compares to SMEs and index funds

Disclaimer: This video is for informational purposes only and should not be considered financial advice. Please consult a licensed financial advisor before making any investment or business decisions.

If you'd like to reach out or share your thoughts, connect with me on Instagram @danielpekic or on X (formerly Twitter) @vuklobo.

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YT: www.youtube.com/@DanielPekic

Instagram: @danielpekic