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Timestamps :
00:00:00 - Intro
00:03:11 - Is a house a good investment?
00:05:44 - Cash-only investment property?
00:08:41 - Renting vs living in a duplex
00:11:56 - Risk tolerance when investing
00:12:38 - Thoughts on Bitcoin
00:18:38 - House values haven’t increased
00:20:16 - Is more income the solution?
00:24:30 - Smart budgeting choices
00:26:13 - Renting rooms for extra cash
00:28:28 - Age limit to live at home?
00:32:03 - The $5 coffee debate
00:35:13 - Improve your finances today
00:36:29 - Elon Musk, national debt, and government efficiency
00:45:28 - Making $1 million effectively
00:57:11 - Biggest wealth killers
01:02:08 - Balancing tough love with callers
01:04:49 - Callers who actually change
01:06:10 - Renting vs buying
01:07:13 - Election impact on finances
01:08:29 - Government responsibilities
01:10:54 - Should there be a minimum wage?
01:14:27 - Flat tax rate debate
01:20:19 - Least compelling financial takes
01:25:26 - Credit vs debit spending
01:30:15 - Non-financial advice for life improvement
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