The Rob Berger Show

Several years ago, I stumbled upon a quote from Dave Ramsey about credit card rewards. I’ll never forget those 11 words. :“No one ever says they got rich off of credit card points.”As I read his words, I knew immediately that he was wrong. One could build wealth through credit card rewards. In this sense, credit card rewards aren’t special. Saving and investing small amount

In this episode, we'll look at three of the largest investing platforms, Fidelity, Vanguard, and Schwab. I'll share 7 things based on using these platforms for 20+ years.

Robinhood is promoting up to a 3% match on IRA contributions, and for a limited time, a 3% match on IRA transfers. A viewer asked me if I thought this was a good deal. In this video I'll share my thoughts on the program, some of the things to look out for, and why I ultimately decided not to transfer my IRAs to Robinhood.Join the Newsletter. It's Free:https://robberger.com/newslett

Retirement isn't always a sunny walk in the park. While I have no regrets that I retired in my 50s, it hasn't been without its challenges. Here are 7 lessons learned after four years of retirement.Join the Newsletter. It's Free:https://robberger.com/newsletter/?utm...

In this video we'll look at a portfolio a viewer sent in to me. It's from their investment advisor, and we will be asking 5 key questions about the portfolio that I would ask if an advisor put me in the same portfolio.1. What's the target asset allocation?2. Have you made any changes to the target asset allocation?3. How do you pick the funds to implement the plan?4. Wh

Vanguard recently launched an FDIC-insured account called the Vanguard Cash Plus Account. We'll review this new account, compare it to other FDIC-insured options, and compare it to money market accounts.Join the Newsletter. It's Free:https://robberger.com/newsletter/?utm...

In a recent video answering a caller's question, Dave Ramsey described those promoting the 4% Rule as "stupid," "goobers," and "morons. He described the 4% Rule as stupid and said he's "perfectly comfortable" with an 8% withdrawal rate.In this video, I'll describe his rationale and why I'm "perfectly comfortable" telling

Is buy and hold investing dead? A recent WSJ article suggests that the set-it-and-forget-it style of investing can't survive the current economic trends. I walk through my thoughts on the article, along with an important memo by value investor Howard Marks.Join the Newsletter. It's Free:https://robberger.com/newsletter/?utm...

Not long ago investors had to pay the U.S. government for the privilege of owning TIPS. The real yields, that is the yield after factoring in inflation, were negative. Last year, as a phoenix rising, real yields broke above 0%. Today the real yield on 10-year TIPS is about 2.50%. This offers some intriguing options for those in or near retirement.Treasury Inflation-Protected Securi

A viewer emailed me asking how to buy gold. He knew I didn't personally invest in gold. But he asked how he might go about investing in gold.So in today's video we'll look at five important questions you must answer when buying gold:1. Should you buy gold in a retirement or taxable account?2. Does a gold IRA ever make sense?3. Should you own physical gold or gold ETFs?4