The Canadian Money Roadmap

This week I'm joined by Mark McGrath as we dig into segregated funds. These investment vehicles blend mutual funds with insurance and offer unique guarantees but….. the benefits to investors are less clear. We delve into fees, performance, guarantees and other pros and cons. We also examine the human side, critiquing sales practices and exploring seg funds in estate planning

The stock market has looked great recently! Is it time to take some money off the table?In this episode, I walk you through the considerations you need to make to decide whether it is time to sell or stay the course.--Why bother filing your taxes?XEQT vs VEQT. Which ETF is better?Connect With Evan

This week, I'm tackling a few topics that were popular on Reddit over the last month. 1. What should you use for return assumptions in your planning? 2. Becoming a TFSA multi-millionaire3. What should be your priority after building your first $100,000**For a more in-depth look at expected returns, check out the recent Rational Reminder Podcast episode on the topic--Why bother

In this week's episode we walk through the two phases of your RRSP: accumulation (RRSP) and spending (RRIF). --Why bother filing your taxes?XEQT vs VEQT. Which ETF is better?Connect With Evan

If you could split your income with your spouse, there is a pretty good chance you could drastically reduce your tax bill. In this episode, I show you how that will be possible for you in your retirement years.--Why bother filing your taxes?XEQT vs VEQT. Which ETF is better?Connect With Evan

This episode comes from The Canadian Money Roadmap YouTube channel from a video I posted on March 8 2024. If you want more content like what you find here on the podcast, the YouTube channel is the place for you! Thanks for listening and watching as always.--Why bother filing your taxes?XEQT vs VEQT. Which ETF is better?Connect With Evan

**I usually keep my episode descriptions pretty minimal but this AI generated description was too flavourful to keep to myself. Enjoy.**Ever find yourself marveling at grandma's mouthwatering dishes, only to discover her "secret ingredient" was something quite unexpected? That's the essence of my snowy Saskatchewan weekend revelation: the culinary magic of MSG i

In this episode I will discuss the ideas of "safe" investments and how risk can be viewed differently depending on your perspective.--Why bother filing your taxes?XEQT vs VEQT. Which ETF is better?Connect With Evan

In our conversation we discuss the concepts of the Financial Independence Retire Early (FIRE) movement. If you're wanting to pursue FIRE for yourself, we go over a few challenges you might run into and things to consider before committing your lifestyle to this goal.Connect with Sam Lichtman, CFP®--Why bother filing your taxes?XEQT vs VEQT. Which ETF is better?Connect With Ev

Unlock the full potential of your retirement savings with our latest episode, where we unravel the power of spousal RRSPs. As the RRSP deadline looms, we delve into strategies that not only prepare you for a stable retirement but also smartly align your savings with your current income bracket to maximize tax benefits. With an eye on the future, we discuss how adjusting your contri