Retire Ready Too

In this week's podcast, our amazing guest contributor, Nia Adams reveals her incredible journey of taking control of her financial struggles and turning them into financial successes.She opens up about the stressful times she faced as a young single mother before transforming her finances in powerful ways. From paying off $50K worth of debt to becoming a real estate investor and Ce

Are you dreaming of buying your own home, but feel like it’s impossible because of your credit challenges? Have you filed for bankruptcy or are still paying off student loans? Maybe you are a business owner with zero taxable income. If you feel there are challenges stopping you from buying a home, don’t give up!There are plenty of options and resources available if you know whe

If you have every struggled with your finances and feel that you have tried every type of budget, watched how to create the best budget on YouTube videos, checked out finance podcasts, but nothing is working. It may be time to talk to a financial therapist. Yes, they exist! Financial therapy is a great way to gain insight into your financial struggles and learn strategies to handle

Hey Parents! It is time to have the talk with your children around money. Even if you did not have this talk with your parents or you were raised to believe money is a taboo subject that we do not discuss. If you do not talk to you children about money, how will they learn? Someone will teach them.It may be lessons learned from Hard Knocks University. No-one wants that for their ch

Becoming a business owner is not for the faint at heart. If it were everyone would take the leap.It can be a fairly scary adventure, especially if you go into it without a plan. In this week's podcast, my guest contributor Alexandra Davis, a fellow CPA, CFP® and I discuss our experiences as business owners; and the challenges we see other business owners face; and steps you can ta

Have you ever gone to the store to purchase one item and you left with a cart full of crap you really don’t need. Sounds familiar? Do you ever wonder why you made the choices you did? What were you thinking about at that moment? Or perhaps you were not thinking and someone else was doing the thinking for you. Sounds a bit eerie? But oftentimes it is true. Let me explain. I have t

This is a continuation of last week's podcast on planning for retirement when you don't have a pension. If you are concerned about having adequate retirement savings, you are not alone, 76% of Americans do not have access to a pension. When 401k retirement plans hit the scene in the 1970s, they were created as a supplement to pensions provided by corporations. However, as the cost

The public sector (state and federal employers) is one of the few sectors that still provide their employees with a pension. The National Institute on Retirement states that less than 26% of American have access to a pension. What do the remaining 74% of Americans do? How do you plan for retirement when you don't have access to a pension? Today, I will provide some tips on planning

The Retire Ready Two Podcast is back for season two and just in time for fall. The goal of the podcast is to inspire, educate, empower listeners to take control of their lives and their money so that they can have a life by design. Rather than one by default. This week our guest contributor is Yarelys Tifa, a first generation professional who is passionate about teaching and impact

This podcast is dedicated to providing financial education to families and business owners so that they can save and invest and build wealth for today and future generations. This is last podcast of season one...16 episodes. It has indeed been a journey. Thank you to all those who have supported this podcast! In an effort to cool off the economy, on July 27, 2022, the Federal Reser