The Retirement Risk Show

Oct 31 2024 134 ep. 24 mins
The Retirement Risk Show Podcast artwork

I want to help you eliminate the financial risk facing your retirement. No one is exempt. Many well-planned retirements can be ruined due to some risks. This podcast is your tool for the right education to get you not only to retirement, but help you get through retirement. 68% of retirees say their biggest fear is running out of money during the longest self-imposed unemployment time of their life. Let's help you eliminate as much risk as possible.

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An In-Depth Examination of Medicare Risk

Oct 31 2024 25 mins  
In this episode, Dave addresses one of the most critical and complex elements of retirement planning: Medicare-- delving into the intricacies of Medicare Advantage plans under Part C, understanding the distinct differences between Parts A, B, and D, and recognizing the severe financial implications of missing key enrollment deadlines.The episode will discuss why nearly half of Amer

Proactive Retirement Planning for Lifestyle and Legacy

Oct 17 2024 32 mins  
Joining the conversation is Erica Hunter, a junior advisor with Retirement Risk Advisors, who brings a wealth of insights and expertise to the table. Together, they revisit their experiences preparing for catastrophic hurricanes in Puerto Rico, underscoring the vital importance of continuous and meticulous planning in relations to Risk-Based Lifestyle and Legacy Planning. The episo

Elder Care Planning: The Complete Picture for Retirement Part 2

Oct 03 2024 30 mins  
Welcome to another episode of The Retirement Risk Show! Hosted by Dave Hall, he brings back Alisha Wright to finish this duology that delves into essential strategies for securing a comfortable and risk-free retirement. In today's episode, Dave and Alisha turn their attention to the often-overlooked issue of cognitive decline and its impact on retirement planning.Listeners will lea

Elder Care Planning: The Complete Picture for Retirement Part 1

Sep 19 2024 30 mins  
Dave Hall and Alisha Wright delve into the pressing issue of elder care planning in retirement. It is a critical area that needs strategic financial planning to prevent running out of retirement funds.They emphasize maximizing Social Security benefits and considering annuities for a stable income. The discussion also highlights elder financial abuse and the importance of protective

Building a Resilient Retirement: Cash Flow and Diversification

Sep 05 2024 32 mins  
Dave brings back Brian Britt this week to discuss cash flow planning in retirement planning. The chat covers the challenges of transitioning from wealth accumulation to distribution, the significance of guaranteed income, and the impacts of market volatility and inflation on retirees.They also delve into the decline of traditional pensions, strategies for maximizing Social Security

Your Retirement Toolbox: Navigating IRAs, 401Ks, and Self-Directed Retirement Accounts

Aug 22 2024 29 mins  
In this episode, you are treated to a deep dive into the complexities of retirement planning. This episode is especially critical for those who are nearing the final stretch of their careers and looking to maximize their retirement contributions over the last decade.Dave methodically breaks down the array of retirement accounts available, from traditional IRAs and Roth IRAs to 401K

Required Minimum Distributions: Key Considerations for Retirement Accounts

Aug 08 2024 24 mins  
Dave explains what RMDs are, why they matter, and how recent changes in the law have affected when retirees must start taking these distributions from their tax-deferred retirement accounts.Throughout the episode, Dave covers various strategies to manage RMDs effectively, such as drawing down accounts early, doing Roth conversions, continuing to work, donating to charity, and using

Utilizing Trusts to Control Asset Distribution and Minimize Taxes

Jul 25 2024 33 mins  
In this week's episode, Dave delves into the critical role of trusts in estate planning. Trusts help control asset transfers, limit taxes, and prevent family disputes. They are essential for prenuptial planning, protecting assets for biological children in second marriages, and planning for incapacity with financial power of attorney.Dave illustrates the benefits of trusts through

Managing Your Gain: A Guide to Inherited IRAs

Jul 11 2024 26 mins  
Dave Hall explains the intricacies of setting up beneficiaries for your retirement accounts, including the importance of careful planning to avoid tax problems and family disputes.Dave highlights real-life examples where poor planning led to unnecessary legal fees and strained family relationships, emphasizing the need for regularly updated beneficiary forms. He offers insights int

From Tax Cuts to Rising Rates: The Economic Tightrope

Jun 27 2024 35 mins  
Dave Hall sits down with the best-selling author of "The Power of Zero", David McKnight, to tackle some of the most pressing financial challenges facing Americans today. Together, they dive deep into the potential impacts of rising tax rates proposed by figures like Joe Biden and the crucial need for revenue increases paired with reduced spending—a nod to Reagan-era strategies. T