Homeowner AF: The Canadian First Time Homebuyer Podcast

Are you making the minimum payments on time, on all your debts, but still seeing your credit score decline? You might be using too much credit. In today's episode, Brianna talks about credit utilization. She discusses:Credit utilization: What it isHow it's measuredWhat to do if your credit utilization is too high Resources:More about credit utilization:https://www.equifax.com/

In this week's episode, Brianna and Alex, a fellow mortgage agent, chat about timely topics affecting mortgage holders and homebuyers in the Spring of 2024.Connect with Alex Instagram @Alex_MohrConnect with Brianna:Instagram: @briannagoslinmortgagesEmail: [email protected] you enjoyed this episode, please leave a review on your favourite podcast platform. Your feedba

In this episode, discover the benefits of working with a mortgage agent for Canadian first-time homebuyers. Learn why rate shopping without guidance is unwise and explore:Why a mortgage agent is essential for your credit: Understand the pivotal role of a mortgage agent in safeguarding and optimizing your credit score.The value of post-close support: Delve into the importance of acc

Congratulations! You've saved your downpayment, and you're ready to buy... but how much more cash will you need to close on your first home purchase? Listen in to learn:How to determine your minimum downpayment amountHow to calculate your closing costsHow much cash you need to close your first purchaseResources:Check out this minimum downpayment calculator:https://www.ratehub.ca/mo

Fixed or variable rate mortgage in 2024? Which one is right for you? In today's episode, Brianna explains:how the fixed interest rate is determinedhow the variable interest rate is determinedpros and cons of each mortgage productPLUSWhich mortgage product first time homebuyers are choosing most often in March 2024.Questions?Connect with Brianna on Instagram @briannagoslinmortgagesS

Did you know that what you qualify for, may not be what you can actually afford? Listen in to learn more.Connect with Brianna on Instagram @briannagoslinmortgagesSend Brianna an email: [email protected] more about minimum downpayment requirements:https://podcasts.apple.com/ca/podcast/talk-downpayment-to-me/id1670967579?i=1000608577670

2023 was a rough year for first-time home buyers, yet most of my clients were first-time buyers! Curious about how they did it?My buyers leveraged:Gifted DownpaymentThe Canadian Homebuyer's Plan and The First Home Savings AccountCosigners and GuarantorsWant to get started? Reach out at [email protected] to start your pre-approval or head to my website: https://gopineapp

You've gone house hunting, you've found " The One", you've submitted your offerand finally,OFFER ACCEPTED! But what's next? Listen in to learn:What happens before fulfilling the condition of financingWhat a lender is looking at during the condition of financingWhy you may still need to submit documents to your mortgage professional at this timeHow much you should save for closing c

In this timely episode, Brianna talks about the role of proper pre-approval in the first homebuying process as it pertains to the Spring 2023 market. Listen in to learn:What's going on in the Real Estate Market right nowThe offer processHow to prepare for a multiple-offer situationHow Brianna works with First Time Homebuyers, (AND gives them a competitive edge in multiple offer sit

Emily Cerilli aka @sudburyrealtor.emily, visits the pod to chat:The Sudbury, Ontario market and the opportunities that exist in the Northern communityHOUSE HACKING: What it is, and why you should explore this opportunity to add income to your mortgage application and get into the market quicker. Cochrane’s $10.00 building lot offering First-time homebuyer mindsetconnect with Emil