Let's Talk Money with Monika Halan

May 16 2024 19
Let's Talk Money with Monika Halan Podcast artwork

Let's Talk Money is your guide to financial stability and freedom. Join Monika Halan, a trusted financial expert, as she delves into a wide array of topics each week. From tackling debt to making friends with the stock market, from gold to mutual funds, Monika's insights are your compass to financial wellness. But that's not all! Monika's here to answer your money questions. Send them in, and she'll help you make informed decisions. It's time to take control of your financial destiny with Monika Halan. So, Let’s Talk Money!

RSS feed Share
Copy RSS


Subscribe on Podcast Addict


Making Smart Homeownership Decisions

May 16 2024 17 mins  
On Let’s Talk Money, we’re going back to the past to bring back some of our favourite bits of the podcast… just in case you missed it. This week, Monika dives into the age-old debate: Should you rent or buy a home? Exploring generational shifts in home ownership patterns and debunking conventional wisdom, she navigates through the complexities of EMIs, down payments, and fix

The ABC of Health Insurance

May 09 2024 21 mins  
On Let’s Talk Money, we’re going back to the past to bring back some of our favourite bits of the podcast… just in case you missed it. Today we’re talking about medical insurance and the pitfalls of purchasing policies without understanding the fine print. We have a checklist that will help you find the right medical insurance plan - helping you understand how to balance p

Should You Ever Buy a Bundled Life Insurance Product?

Apr 25 2024 14 mins  
In this episode of Let's Talk Money, host Monika Halan dives deep into the pitfalls of bundled life insurance products, urging listeners to steer clear of these financial traps. She reveals how traditional plans like money back and endowment policies prey on investors with deceptive sales tactics, hefty surrender costs, and paltry returns. With a critical eye on regulatory shor

How Does Capital Gains Tax Impact Your Investments?

Apr 18 2024 16 mins  
As tax-filing season approaches, Monika breaks down the basics of capital gains tax. She unravels the distinction between income and profits, shedding light on how different asset classes are taxed. From real estate to stocks, learn about the holding periods that determine whether your gains are classified as short or long term, and discover the varying tax rates associated with ea

Is Equity Investment Your Gateway to Financial Freedom?

Apr 11 2024 14 mins  
Join Monika Halan on this insightful episode of Let's Talk Money as she delves into the world of equity investment. From understanding the fundamentals of equity ownership to exploring the dynamics of stock markets, Monika breaks down complex concepts into digestible insights. Uncover why equity is more than just a financial asset, and how it acts as a gateway to building real

Should You Invest in Sovereign Gold Bonds?

Apr 04 2024 15 mins  
In this episode of Let's Talk Money, Monika unpacks the intricacies of Sovereign Gold Bonds (SGBs). From understanding their purpose in reducing gold imports to exploring tax benefits and investment strategies, Monika provides insights into this alternative to holding physical gold. Discover why SGBs offer a convenient and lucrative option for investors looking to diversify the

How to Use the Risk-o-Meter to Evaluate Your Mutual Fund Risk?

Mar 28 2024 14 mins  
In this episode, we uncover how the Risk-o-Meter plays a crucial role in measuring and understanding the risk associated with different mutual fund schemes. Monika breaks down the evolution of the Risk-o-Meter, starting from its inception in 2013 to the recent changes mandated by SEBI. We explore the flaws of the previous version, which failed to accurately depict the varying risk

When is the Public Provident Fund Your Best Investment Choice?

Mar 21 2024 15 mins  
In this episode of Let's Talk Money, Monika dives deep into the asset class called debt and unpacks the nuances of debt as an investment option. She explains how debt instruments function, from fixed deposits to government bonds, emphasising the correlation between risk and return. She also discusses the role of debt products in providing stability to investment portfolios, con

What’s Your Investment Worth In Market Cap?

Mar 14 2024 15 mins  
Join Monika on Let's Talk Money as she demystifies market capitalisation (market cap) and its significance in investments. Learn how to categorise stocks into large, mid, and small caps, and discover the ideal portfolio mix for long-term investors. Tune in for a quick dive into the essentials of understanding and using market capitalisation to build your portfolios. In this epi

How Can We As Women Secure Our Financial Future?

Mar 07 2024 13 mins  
Join Monika on this episode of Let's Talk Money as she demystifies real estate investment trusts (REITs). Gain a deep understanding of how REITs function and the regulatory landscape they operate within. Explore the potential returns for investors, the various types of properties involved, and who should consider adding REITs to their investment portfolio. Whether you're a