anthony patton

Which is better?  Buy a house or rent a house?  This discussion is all about the math not the emotion of buying a house.  There is lots of information about renting a house is better than buying a house and we work through the math.  You can text me 214-226-0885 and i will run the math for you or you can go to my website. www.anthonypatton.loan   or my

Simple steps to getting a mortgage and understanding why you can't DIY

   Five Mistakes to Avoid When Buying a Home! Buying a home is a very exciting time for anyone!  There are many emotions and feelings that a buyer experiences during the process and buying a home is no-doubt, a process that requires a lot of focus and attention to details.  There are many “moving parts” within the home buying process and unfortunately, there

Buying a home is not the same as selling a home.  The process is different, the feelings you experience are difference, and the emotions are different.  Since buying a home is different than selling a home, it’s obvious that the qualities you should look for when hiring a real estate agent are going to be different as well. Real estate agents who represent buyers are co

   How much down payment do I need? ?  Great question I hear it all the time… and the answer… it depends….  Different types of loans require different types of down payments…  USDA loans are United State Dept of Agriculture has a loan called rural development for people that want to buy houses outside of the urban and suburban areas.. these loans do

   A word about mortgage rates…  What is my interest rate… and how do you decide?  What is life without a little risk? But in reality risk determines rates...  Risk? Risk of what? Well the truth is the risk that you will not pay your mortgage back… I mean they are lending you a lot of money to buy this house… and what if you don’t pay it back? Oh

   Mortgage approvals…. Am I approved…?  How much can I afford….  How much are my payments What is the interest rate? Should I lock the rate… what even does that mean? How much is the down payment All these are questions that keep people up at night when looking to buy a house. Let’s jump right in and put you at ease… We have helped thousands of fami

   Let’s talk about CREDIT and specifically credit scores…. Every lender uses credit scores to decide if they will grant you a loan… and what the interest rates will be…  It doesn’t matter if you need a credit card or a loan to buy a car or a mortgage to buy a house.  WHY!? The credit agencies compare everyone’s credit situations and have built a com

   Whether a buyer is purchasing their first home or their fifth home, the home buying process can create lots of emotions and stress.. one way to handle the stress is ask lots of questions…  There are no dumb questions so if you have a question…. ASK!!!!  In today’s episode have found our dream house….. You made the offer…. They accepted…..  NO

   Whether a buyer is purchasing their first home or their fifth home, the home buying process can create many emotions and feelings.  One of the best ways to ensure the process is not overwhelming for a buyer is to be well educated and properly prepared for the process. There are no dumb questions and I am sure we have heard them all…. But if you have a question�