Dave and Dharm DeMystify

Welcome to another insightful episode of the Dave and Dharm Demystify podcast. In this week, Dave and Dharm take an in depth look into the rapidly evolving world of Artificial Intelligence with expert guest, Dr. Charleyne Biondi from Moody’s, who specialises in blockchain and AI developments. Dr Biondi shares invaluable insights from Moody’s recent 2025 AI Outlook report, hig

Welcome to another deep dive into the world of quantum computing! In this episode, Dave sits down with Yuval Boger, Chief Commercial Officer of QuEra Computing, to explore quantum technology's fundamentals, breakthroughs, and real-world applications. Yuval demystifies the core principles of quantum computers—how qubits exist in multiple states simultaneously, unlocking computati

In this episode we are joined by the brilliant and always insightful Leda Glyptis. Leda is celebrating the launch of her latest book, Beyond Resilience, and we’re diving deep into the ideas behind it. From the staggering failure rates of digital ventures to the patterns of success that go beyond sheer resilience, Leda shares her journey of researching and interviewing industry

In this episode, we demystify one of the biggest embedded finance deals in the UK! We sit down with Andy Ellis, CEO of NatWest Boxed, to explore its groundbreaking partnership with the AA, one of the country's most trusted brands. This strategic collaboration is set to revolutionise how financial services are embedded within everyday journeys, making banking and insurance seamless

In this episode, Dave and Dharm sit down with Tom Eyre, Co-CEO and Co-Founder of Loqbox, a company on a mission to improve financial wellbeing through credit building and education. Since launching in 2017, Loqbox has helped over 1,000,000 individuals build credit histories and financial resilience. Tom takes us behind the scenes, sharing the inspiration behind Loqbox—born from

In this episode, we welcome Khaled Talhouni, Managing Partner, Nuwa Capital, who shares insights into his 17-year journey as a venture capitalist focusing on emerging markets, particularly in the Middle East. Khalid discusses the establishment of Nuwa Capital in 2021, its $100 million early-stage fund, and its significant investment in FinTech, which accounts for 30% of their portf

Welcome to the latest episode of the Dave and Dharm Demystified Podcast, where we dive deep into the world of innovation and emerging technologies. Today, we’re thrilled to be joined by Steve Suarez, CEO of Horizon X and former Head of Innovation at HSBC, who is helping shape the future of quantum computing in financial services. Steve brings unparalleled insight into the tran

In this episode, Hans Tesselaar, Executive Director of Banking Industry Architecture Network (BIAN) and Saket Sinha, Sr. Partner & Global Vice President - Financial Services IBM, explain the role and impact of BIAN in the financial industry. They introduce the organisation as a not-for-profit standards body to make the financial industry more agile and standardised. They discus

In this episode, we demystify the Digital Operational Resilience Act (DORA) and explore why it matters for financial institutions. Joining us are cybersecurity and cloud experts Simon Phillips (CTO, SecureAck) and Alex Tasioulis (Cloudified.io), who shed light on the regulation’s core requirements and practical implications. Key insights from our discussion include: What DOR

In this episode, we revisit Monument Bank's journey and uncover a significant transformation. Joined by Steve Britain, CEO of Monument Technology, we explore the split between Monument Bank and its new tech-focused sibling, Monument Technology. Steve shares insights into how Monument Bank's cutting-edge, cloud-native platform, a system designed specifically for the cloud, power