Dev Raga Personal Finance

Dec 17 2024 302 ep. 35 mins 304
Dev Raga Personal Finance Podcast artwork

Money concepts made simple for busy professionals, hosted by Melbourne-based doctor Dev Raga. New episodes every Wednesday.

Formerly named my millennial money professional

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best of 2024: the experience of owning a Tesla ( an interview with an EV youtuber)

Dec 17 2024 63 mins  
While we’re on a break, here’s a fan-favourite episode to keep you company. We’re bringing back this gem from earlier in the year – enjoy.Dev Raga continues his tradition of comparing his Tesla Model 3 SR+ which he purchased in 2019 with his previous Diesel. In this episode he focuses on the economics of EVs, and whether it makes sense to purchase EVs in a high cost of livi

448 how arbitrage works?

Dec 10 2024 20 mins  
In today’s episode Dev explains arbitrage, touching on:👉🏾 what is arbitrage?👉🏿 what is an efficient market hypothesis?👉🏻 what is arbitrage pricing theory?👉 the various types of arbitrage?👉🏼 some specifics of arbitrage?Related episodes 🎧👇026 what is arbitrage?We hate email spam so we don’t create it! Sign up to our newsletter to get only the valu

447 understanding SMSFs: how they work, the costs, risks, challenges + more

Dec 03 2024 45 mins  
In today’s episode Dev interviews Alex Luck of Everest Wealth, touching on:👉🏾 what is an SMSF?👉🏿 what can I do with SMSF that I can't do with normal industry super/retail funds👉🏻 fees associated👉 at what value is an SMSF cost effective?👉🏼 what about rules and taxes?👉🏽 what happens if some people in accumulation phase, and others in retirement phas

446 what is Benner's cycle?

Nov 26 2024 14 mins  
In today’s episode Dev explains Benner's Cycle touching on:👉🏾 what is Benner's cycle?👉🏿 what is a market cycle?👉🏻 stages of a market cycle?👉 examples of a Benner's cycle predictionsWe hate email spam so we don’t create it! Sign up to our newsletter to get only the valuable money, careers and property info you need.To get help, and to check out our online co

445 invest smarter with automation, low fees, and the power of a financial community

Nov 19 2024 47 mins  
In today’s episode, Dev interviews Nick Nicolaides co-founder of Pearler, touching on:👉🏾 how long has Pearler been around?👉🏿 what investments are available?👉🏻 what is HIN (holder identification number)?👉 what is the fee structure?👉🏼 understanding their automation👉🏽 support - tech and non-tech👉🏾 what happens when Pearler goes bankrupt?https:/

444 money, leadership + medical exam tips with a hospital executive director

Nov 12 2024 68 mins  
In today’s episode Dev interviews Dr. George Eskander, touching on:👉🏾 what does an executive do?👉🏿 his journey and training into his role?👉🏻 what other career options do executives have?👉 how does your day look like?👉🏼 junior doctors, pay and culture👉🏽 his side hustle - PassGP👉🏾 investing philosophy👉🏿 money winsDr. George Eskandergeorg

443 the quick start guide to investing with Glen James!

Nov 05 2024 55 mins  
In today’s episode Dev interviews Glen James, touching on:👉🏾 why write a book?👉🏿 how does your book differ from other investing books? 👉🏻 who is Nick Bradley?👉 why are behaviours important?👉🏼 tell us about your 40% loss of investments as an 18-year-old 👉🏽 contrarian views - go through each oneWe hate email spam so we don’t create it! Sign up to

442 superannuation part 2 - retirement phase

Oct 29 2024 45 mins  
In today’s episode Dev interviews Scott Taylor, touching on:👉🏾 what is preservation age?👉🏿 what are my options when I retire?👉🏻 can I chop and change phases?👉 what is Transition to Retire (TTR)?👉🏼 how does tax work in the retirement phase?👉🏽 how does an aged pension get affected?👉🏾 what is a downsizer contribution?👉🏿 what is the re-con

441 superannuation part 1: accumulation phase

Oct 22 2024 53 mins  
In today’s episode Dev interviews Scott Taylor, touching on:👉🏾 why does super exist?👉🏿 what are the type of contributions and their respective limits?👉🏻 carry forward contributions vs bring forward contributions👉 super for low income owners👉🏼 what is the first home super savers scheme?👉🏽 retail vs industry super fund👉🏾 how do taxes work in s

440 sequence of returns risk & how it affects your retirement

Oct 15 2024 22 mins  
In today’s episode Dev explains sequence of returns risk, touching on:👉🏾 what is sequence of returns risk?👉🏿 wealth accumulation vs retirement phase👉🏻 does sequence of returns risk affect everyone?👉 what asset classes are effected?👉🏼 an example to highlight the principle - rising market vs falling marketWe hate email spam so we don’t create it! Sign u