Homeowner AF: The Canadian First Time Homebuyer Podcast

Dec 08 2024 36 ep. 20 mins 2
Homeowner AF: The Canadian First Time Homebuyer Podcast artwork

Mortgage agent and Educator Brianna Goslin examines the barriers to homeownership that exist for Canadian first-time homebuyers and provides actionable advice. Learn from industry professionals, affordable housing advocates, change-makers and first-time homebuyers who were just like you.

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Unlocking the FHSA with Scott McEachern

Dec 08 2024 10 mins  
In this episode of Homeowner AF, I sit down with Scott McEachern, a Certified Financial Planner based in Barrie, Ontario. Scott specializes in helping families make smart financial decisions, from securing the right life insurance to planning for their biggest financial goals like becoming debt-free, saving for their kids’ education, or buying their first home. Together, we dive

Bonus Episode: New Mortgage Regulations for First Time Buyers

Sep 20 2024 9 mins  
Brianna is back with timely information for Canadian First Time Homebuyers:Coming into effect December 14, 2024, first-time buyers in Canada will have access to 30-year amortizations on insured mortgages.Also released were details about the insured mortgage cap which is now $1.5 MM compared to the previous $1MM maximum purchase price. Listen in to find out what these new regulation

Is Credit Utilization Killing Your Mortgage Application?

Apr 02 2024 6 mins  
Are you making the minimum payments on time, on all your debts, but still seeing your credit score decline? You might be using too much credit. In today's episode, Brianna talks about credit utilization. She discusses:Credit utilization: What it isHow it's measuredWhat to do if your credit utilization is too high Resources:More about credit utilization:https://www.equifax.com/

Timing The Market With Alex Mohr

Mar 26 2024 21 mins  
In this week's episode, Brianna and Alex, a fellow mortgage agent, chat about timely topics affecting mortgage holders and homebuyers in the Spring of 2024.Connect with Alex Instagram @Alex_MohrConnect with Brianna:Instagram: @briannagoslinmortgagesEmail: [email protected] you enjoyed this episode, please leave a review on your favourite podcast platform. Your feedba

Boutique Service at No Cost To You: How to Get Your Best Rate This Spring

Mar 19 2024 8 mins  
In this episode, discover the benefits of working with a mortgage agent for Canadian first-time homebuyers. Learn why rate shopping without guidance is unwise and explore:Why a mortgage agent is essential for your credit: Understand the pivotal role of a mortgage agent in safeguarding and optimizing your credit score.The value of post-close support: Delve into the importance of acc

How Much Cash Do I Need To Close?

Mar 12 2024 5 mins  
Congratulations! You've saved your downpayment, and you're ready to buy... but how much more cash will you need to close on your first home purchase? Listen in to learn:How to determine your minimum downpayment amountHow to calculate your closing costsHow much cash you need to close your first purchaseResources:Check out this minimum downpayment calculator:https://www.ratehub.ca/mo

Should I Choose A Fixed Rate or Variable Rate Mortgage in 2024?

Mar 05 2024 12 mins  
Fixed or variable rate mortgage in 2024? Which one is right for you? In today's episode, Brianna explains:how the fixed interest rate is determinedhow the variable interest rate is determinedpros and cons of each mortgage productPLUSWhich mortgage product first time homebuyers are choosing most often in March 2024.Questions?Connect with Brianna on Instagram @briannagoslinmortgagesS

How To Plan Your Purchase Price

Feb 27 2024 8 mins  
Did you know that what you qualify for, may not be what you can actually afford? Listen in to learn more.Connect with Brianna on Instagram @briannagoslinmortgagesSend Brianna an email: [email protected] more about minimum downpayment requirements:https://podcasts.apple.com/ca/podcast/talk-downpayment-to-me/id1670967579?i=1000608577670

3 Strategies My First Time Homebuyer Clients Used in 2023

Feb 20 2024 8 mins  
2023 was a rough year for first-time home buyers, yet most of my clients were first-time buyers! Curious about how they did it?My buyers leveraged:Gifted DownpaymentThe Canadian Homebuyer's Plan and The First Home Savings AccountCosigners and GuarantorsWant to get started? Reach out at [email protected] to start your pre-approval or head to my website: https://gopineapp

Offer Accepted! Now What?

Feb 13 2024 7 mins  
You've gone house hunting, you've found " The One", you've submitted your offerand finally,OFFER ACCEPTED! But what's next? Listen in to learn:What happens before fulfilling the condition of financingWhat a lender is looking at during the condition of financingWhy you may still need to submit documents to your mortgage professional at this timeHow much you should save for closing c