My Smart Retirement

Jan 22 2025 98 ep. 19 mins 119

My Smart Retirement Podcast artwork

Whether you are planning to retire someday, or find yourself already there, you know there’s lots of advice swirling around - some dangerous, some making outrageous claims. Where do you go? Who can you trust? How do you avoid the danger zone? Nancy Fleming with Fleming Financial Services features a weekly show that offers sound, practical solutions to these concerns and more. New episodes offered every Saturday.

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Episode 2: The Truth Behind Annuity Gimmicks

Jan 22 2025 11 mins

In this episode, we take a deep dive into the world of annuities and uncover the truth behind the flashy promises often made by radio hosts, TV personalities, and seminar speakers. While many people are lured by gimmicks and bold claims, the reality is that what most individuals truly want is financial protection and reliable income. For those seeking both growth and security, annu

Episode 1: A New Year

Jan 07 2025 9 mins

Welcome back! After a brief hiatus, we're thrilled to be podcasting again and excited for what 2025 has in store. In this first episode of the year, Sean shares the company's renewed focus on excellence in customer service, outlining the goals and strategies designed to better serve our clients. We’re committed to making a real impact and delivering exceptional service. Tune in a

Ep 407: What I’ve Learned Throughout My Career- Farewell Episode

May 25 2023 16 mins

In this episode, Nancy shares some of the things she has learned throughout her 30 years of working in the field of retirement planning. As she heads into retirement herself, she reflects on her experiences with clients throughout the years and shares her major tips and takeaways for your retirement journey. In this farewell episode, Nancy discusses the power of beginning you

Ep 406: How Age & Wisdom Impact Financial Planning

May 18 2023 18 mins

Today, we're diving into a topic that affects everyone, regardless of age or financial status: how age and wisdom impact financial planning. No matter where you are in life, your financial goals and priorities will change over time, and it's important to have a plan that reflects your unique needs. In this episode, we'll explore the ways in which age and wisdom impact financial pl

Ep 405: Your Retirement Memory Bank

May 11 2023 19 mins

Are you finding it hard to transition into retirement after living frugally and saving diligently for many years? In today's episode, Nancy shares the story of a couple who struggled with the idea of spending their hard-earned savings on experiences after they retired. In today’s episode, Nancy will introduce the concept of a "memory bank" and explain how it can help retirees sh

Ep 404: When Should I Claim Social Security?

May 04 2023 14 mins

If you were given an inheritance, would you go ahead and spend it or find the best way to preserve it and make it last over a larger duration? We’ve found that there are two main types of money managers: those who choose to hold onto the money they have and others that are eager to spend it. These same principles apply to decisions about when to start taking Social Security.

Ep 403: Growing Your Wealth: What Gardening Can Teach Us About Financial Planning

Apr 27 2023 14 mins

Typically, the things we desire most in life are also the most challenging and demanding, but they ultimately bring us the greatest satisfaction and yield the best outcomes. Just like gardening, well-planned financial plans require time and patience to succeed. In today’s episode, we explore the parallels between gardening and financial planning and the lessons we can learn from

Ep 402: Financial Stress in America: Why Retirement Planning Is More Important Than Ever

Apr 20 2023 19 mins

Recent surveys have shown that Americans are feeling more financially stressed due to inflation, economic instability, and lack of savings. People are unsure about creating a budget, where to invest their money, and how to save for retirement. Some worry that their savings won't last and that they will have to rely on credit cards and debt. In today’s episode, we’re going to d

Ep 401: Crash Course: The Psychology of Investing in the Wake of Historic Market Crashes

Apr 13 2023 19 mins

Have you ever wondered why you handle money the way you do? It turns out your financial behaviors can be traced back to your formative memories. In this episode, we explore how historic market crashes have left a lasting impact on our relationship with money. From the Great Depression to the sudden COVID-19 market crash in 2020, we’re taking a journey through time to examine so

Ep 400: Answering More Of Your Tax Filing Questions

Apr 06 2023 21 mins

Today we are following up on last week’s episode to talk a little more about taxes. Filing your taxes can feel overwhelming, and when you’re near or in retirement, there are some additional factors to consider. In today’s episode, we will answer some questions we received about filing taxes in retirement and provide you with more helpful tips to maximize your earnings. We