Own Your Life ~ by Jessi Johnson

Updated first-time home buyer incentives for Canadians!Did you know, you can get first-time buyer incentives more than once?Enjoy the guide to buying your first home in Greater Vancouver.Listen and subscribe for more!

Inventory hits a 4-year high, mortgage rates are falling and here is your market updateIf you bought an average detached house in Greater Vancouver in January, you are now almost $120,000 richerIf you bought an average townhouse in Greater Vancouver in January, you are now almost $69,000 richerIf you bought an average condo in Greater Vancouver in January, you are now over $25,000

In this episode, we cover the new legislative changes to the Residential Tenancy Act as well as a number of skill, testing questions. Keaton covers what all the latest changes mean including the negative and positive implications. We also cover questions like, what's a bad tenant or lousy landlord? When is it time to seek help from a property manager? What do you think of the new A

The Bank of Canada Holds is over Overnight Rate at 5%. This came as no surprise, most of us in the industry didn't expect much much to happen until June. To be clear, the bank Canada announcement is specific to variable or line of credit mortgages. Fixed mortgages have been coming down since last October, but the media doesn't seem to be covering that for some reason. So you might

Yes, you heard that right. Our federal government is added again and wants to make it harder to qualify for a mortgage starting in 2025.If it's not hard enough already, I am disheartened to say that it's about to get harderThe new rule, set to take effect in the first quarter of 2025, limits the amount of mortgage a bank can issue to a maximum 4.5 times a borrower's annual incomeTh

Proper pre-approvals, why this is crucial to your success for many reasons.

People often overlook the dangers of waiting to buy real estate in hopes of seeking lower mortgage rates. However, it is generally substantially more expensive to do this, and you don't necessarily qualify for more with a lower rate because the purchase price is substantially higher. Of course, I can't predict the market, but I can tell you I'd be shocked if it didn't go up 10% in

In this episode, we review a new-ish plan aimed at finally tackling Canada’s housing crisis. Right now, the government is thinking about how we can build as many homes as fast as possible, and they look to the past to pave the way to the future. Pun intended ;)In a nutshell, they are creating a catalogue of the pre-approved building designs at the federal level. Now this isn't ex

Like many realtors, we were skeptical about eXp Realty when we first heard about it. It seemed too good to be true. I initially thought that only low-producing realtors went there because of the low monthly fee.It's got to be a pyramid scheme...I'm not interested in recruiting agents...I like having an office...The model isn't sustainable…I had a lot of skepticism when first lear

In this episode,I will cover the pros and cons of my personal experience of joining eXp realtyI am Jessi Johnson, an 18-year real estate veteran helping show you what to do, and what NOT to do, in your realtor businessFounded in 2009, eXp Realty has quickly become a significant player in the global real estate industry, thanks to its cloud-based model. It has now surpassed RE/MAX i