Retire Early, Retire Now!

Send us a textIn this episode of the 'Retire Early Retire Now' podcast, host Hunter Kelly from Palm Valley Wealth Management discusses essential tax-saving strategies and deadlines to consider before the year ends. Topics covered include maximizing 401k and IRA contributions, Roth IRA conversions, required minimum distributions (RMDs), capital gains or losses harvesting, utilizing

Send us a textIn this episode of the Retire Early Retire Now podcast, host Hunter Kelly from Palm Valley Wealth Management discusses retirement strategies tailored for high-income earners. The discussion focuses on the 'three buckets' strategy, which involves utilizing taxable, Roth, and pre-tax accounts to effectively manage taxes and savings. Key points include understanding the

Send us a textIn this episode of the Retire Early Retire Now podcast, host Hunter Kelly, addresses the topic of lifestyle creep—the gradual increase in spending as income increases, particularly affecting high-income earners. He explores how to identify lifestyle creep, its detrimental long-term effects on financial goals, and practical strategies to mitigate it. Suggestions incl

Send us a textThis Episode discusses the importance of balancing short-term and long-term financial goals. He covers identifying and prioritizing these goals, the trade-offs between them, and strategies to achieve them. He emphasizes values-driven planning, automating savings, and potentially hiring a professional for accountability and expertise. Practical advice on budgeting, deb

Send us a textIn the 40th episode of 'Retire Early Retire Now,' host Hunter Kelly from Palm Valley Wealth Management addresses a listener's question regarding whether to repair or replace a car. The listener is facing a costly AC repair his car. Hunter provides a comprehensive analysis, considering factors such as car age, mileage, repair costs versus car value, and financial circu

Send us a textIn the 39th episode of 'Retire Early, Retire Now,' host Hunter Kelly from Palm Valley Wealth Management discusses the 'Three Buckets Strategy' to help attorneys and physicians achieve career longevity and flexibility. Hunter addresses how to build financial resilience through three key financial buckets: emergency savings, long-term retirement accounts, and a flexible

Send us a textIn the 38th episode of 'Retire Early Retire Now,' host Hunter Kelly from Palm Valley Wealth Management discusses various financial planning strategies to help physicians minimize their tax liabilities. The episode emphasizes maximizing retirement accounts, such as 401(k)s, 403(b)s, SEP IRAs, and HSAs, to save on taxes. Kelly also touches on tax-efficient investment st

Send us a textIn this episode, Hunter discusses the process of getting life insurance, what to consider when determining the amount, types of insurance, and what to look out for. https://www.nerdwallet.com/article/insurance/average-life-insurance-ratesCheck out the Palm Valley Wealth Management WebsitePalmValleywm.comCheck us out on InstagramLinkedIn FacebookListen to the Podcast H

Send us a textIn the 36th episode of 'Retire Early, Retire Now,' host Hunter Kelly from Palm Valley Wealth Management discusses the importance of protecting one's income, particularly for high-earning professionals like physicians and attorneys. The episode covers the significance of disability insurance to safeguard one's earning potential in case of an injury or disability. Hunte

Send us a textIn the 35th episode of the 'Retire Early Podcast,' hosted by Hunter Kelly of Palm Valley Wealth Management, the focus is on providing financial advice to new physicians transitioning from residency to attending physician roles. The episode outlines ten critical tips for managing new income, debt repayment, budgeting, investing, and insurances, offering strategies like