When it comes to portfolio management, Tandem is willing to be different. We believe that investors benefit from a lower volatility approach to investing. To learn more about us, please visit our website www.tandemadvisors.com or consult your financial advisor. _____ Tandem Investment Advisors, Inc. is an SEC registered investment advisor. This audio/writing is for informational purposes only and shall not constitute or be considered financial, tax or investment advice, or an offer to sell, or a solicitation of an offer to buy any product, service, or security. Tandem Investment Advisors, Inc. does not represent that the securities, products, or services discussed on this podcast are suitable for any particular investor. Indices are unmanaged and not available for direct investment. Please consult your financial advisor before making any investment decisions. Past performance is no guarantee of future results. All past portfolio purchases and sales are available upon request. All performance figures, data points, charts and graphs contained in this report are derived from publicly available sources believed to be reliable. Tandem makes no representation as to the accuracy of these numbers, nor should they be construed as any representation of past or future performance.