The City Girl Savings Podcast

Dec 09 2024 156 ep. 24 mins 2

The City Girl Savings Podcast artwork

You can live a life you love on a budget and Raya Reaves is showing you how! Raya went from being an over-spender deep in credit card debt to being the founder and full-time money coach of City Girl Savings. On the weekly podcast, Raya shares her experiences, advice, and guidance on navigating life and money as a travel-and-iced coffee loving millennial! Let Raya be the money coach in your ear every week, helping you budget your way to a life you love!

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6 Ways a Money Coach Can Turn Your Life Around

Dec 09 2024 18 mins

Be honest with me. Have you ever considered working with a money coach but immediately thought: “why should I spend money to have someone help me with money”? As a money coach who’s nearly a decade in, I’ve heard that sentiment more than you’d imagine…and I’m sure people have thought it without saying it out loud! It’s a valid thought but requires deeper analysis. I

Navigating Life and Money After Divorce with Attorney Ashley Nicole Green

Dec 02 2024 49 mins

I don’t think anyone goes into a marriage thinking it could eventually end. However, life happens. Sometimes, things don’t work out as we hope or plan they will and we have to course correct. As someone who’s newly engaged, I want to make sure I think about all aspects of life and finances once our marriage begins. I’ve also worked with plenty of clients who have been divor

7 Things I’m Grateful For in My Life

Nov 25 2024 12 mins

I don’t know about you, but the end of the year always puts me in a state of gratitude and reflection. Gratitude for all that has happened in the year and reflection on what has and hasn’t worked during the year. Considering that Thanksgiving is only a few days away (at least if you’re listening to this live), I want to take some time to share the things I’m most grateful

Money Systems to Set Up Before the Year Ends

Nov 18 2024 24 mins

If you’re listening to this episode when it’s released, we’re about six weeks away from the new year. I love everything about this time – wrapping up a year, reflecting on how things have gone, and setting goals for another year. I think now is the perfect time to get things in order. Don’t wait for a new year to start, start now! If better money management is on your new

5 Times I Pushed Past My Comfort Zone and Reached New Levels

Nov 11 2024 21 mins

Great things happen on the other side of our comfort zones. I’ve talked about this before on the podcast and I believe it wholeheartedly. Over the course of my life, I’ve constantly pushed my own boundaries and pushed past my own comfort zone. Doing so has helped me reach new levels in life, ingrain resiliency into my character, and have a deep level of self-trust. I consider m

Money and Sustainable Living with Author Kara Perez

Nov 04 2024 47 mins

Overconsumption, consumerism, and materialism – all things our society tends to put on a pedestal. Not only does this cause people to overextend themselves and live beyond their means, but it doesn’t usually translate into a truly happy life. That’s why I’m so excited to welcome Kara Perez back on the show. Kara’s first book “Green Money” comes out in a few weeks, and

6 Reasons Not to Go into Debt During the Holidays

Oct 28 2024 14 mins

If you’re anything like old Raya, the holidays can put a hurting on your budget. Between Christmas gifts, personal gifts, stocking stuffers and sales galore, it’s easy to find yourself going into debt during the holidays. Trust me…I was there. Black Friday was my time to buy gifts…for myself! I would buy other people gifts too, but not going to lie – I shopped quite a bit

Making the Mindset Shift from Spender to Saver

Oct 21 2024 19 mins

If you’re new to the City Girl Savings community, then I need you to know that while I may be a finance coach and the founder of City Girl Savings, I was an avid spender before City Girl Savings came to be. I put myself in situations where shifting from a spending mindset to a savings mindset was a necessity. That means I know a thing or two about being an overspender. I also kno

5 Budget Adjustments to Make in the Fall

Oct 14 2024 15 mins

Fall is my favorite season! The weather is cooling down, pumpkin spice lattes are flowing, and the holidays are around the corner! There are so many wonderful things that come with the fall season, so it’s only right that our budgets are adjusted accordingly. In this episode, I’m sharing 5 budget adjustments to make for the fall season. Since we know that fall and winter season

The Rise of Financial Coaching with Nicole from Arise Financial

Oct 07 2024 52 mins

I’ve been a finance coach since 2016 and since then, I’ve seen a huge increase in the number of financial coaches offering services. This is a great thing! It means more conversations around financial literacy are showing people that there is outside help for your money, budget and overall financial situation. Financial advisors help you keep and grow your wealth, but financial