The Financial Samurai Podcast

Nov 15 2024 235 ep. 22 mins 400

The Financial Samurai Podcast artwork

Helping listeners achieve financial freedom sooner rather than later. Financial Samurai is America's number one personal finance blog and podcast helping you make more money, save more money, and live the life that you truly want.

Copy RSS

Subscribe on Podcast Addict

The 4% Rule: Clearing Up Misconceptions With Its Creator Bill Bengen

Nov 15 2024 46 mins

I had the pleasure of speaking with Bill Bengen, creator of the "4% Rule" for retirement planning. Bill has been a reader of Financial Samurai for many years and has always been courteous in the comments section when I write about safe withdrawal rates. So, I figured it was time we had a chat to clear up some misconceptions. For those unfamiliar, the 4% Rule, developed by Bill i

What A Trump Presidency Means For Your Investments, Net Worth, And Career

Nov 07 2024 21 mins

Donald Trump will be the 47th President of the United States, this time with JD Vance as his Vice President. Let’s explore how this new Trump presidency might impact your finances. We’ll look at how Trump’s policies could affect stocks, real estate, bonds, venture capital, and even our careers. Overall, Trump's return is generally seen as positive for investors. However, sinc

Investing In Fine Wine And Whiskey With Anthony Zhang From Vinovest

Oct 25 2024 38 mins

Investing in alternative assets has become an increasingly popular way to diversify beyond traditional stocks and bonds. Wine and whiskey, in particular, are gaining traction due to their potential for strong returns, resilience during economic downturns, and rising demand. In this episode, I speak to Anthony Zhang, CEO and Founder of Vinovest, a platform that enables individuals t

College Admission Consulting For High Schoolers With Alice Chen

Oct 10 2024 39 mins

If you have children, you likely want to provide them with the best education possible, which may include helping them get into a top college. Along the way, you may come across college consulting services and wonder how beneficial they really are. In today's episode, I speak with Alice Chen, Founder of BrightStory Admission Consulting, to find out more about the service. Alice is

What A Fed Rate Cut Means For Real Estate, Stocks, and Your Retirement

Sep 18 2024 24 mins

After four years, the Federal Reserve has finally cut the Fed Funds rate by 50 basis points, bringing the target range to 4.75% - 5%. Expectations point to another 50 basis points in cuts for 2024 and a total of 100 basis points by 2025. Fed Chair Powell remains optimistic, stating the economy is 'very solid' and sees no elevated risk of a downturn. In this episode, I'll break down

Maximizing Real Estate Returns In A Multi-Year Rate Cut Environment

Sep 09 2024 45 mins

I speak to Ben Miller, CEO of Fundrise about investing in real estate during a multi-year rate cut environment. With the Federal Reserve finally cutting rates in September 2024 after raising them in 2022, real estate should have a nice tailwind for a couple of years. Main Theme: Interest rates are the most significant driver of real estate prices, surpassing operational improvemen

From Making $2 Million A Year To Quitting His Finance Job With Khe Hy

Aug 29 2024 51 mins

I speak with Khe Hy, who spent 15 years on Wall Street and became one of the youngest Managing Directors at BlackRock at just 31. He earned up to $2 million a year—then he quit! His journey mirrors mine in many ways, though he earned significantly more. I thought it would be fascinating to understand why he chose to walk away from such wealth. Could you give up $1-2 million a yea

How Much You Really Need to Invest to Break Free from Work And Change Your Life

Aug 15 2024 22 mins

After 15 years of experimenting with and living an early retirement lifestyle, I've developed my Minimum Investment Threshold Formula to help determine when you can finally break free from a suboptimal job. Once you reach this threshold, you'll have the option to find a more fulfilling job that pays less, take a sabbatical, go back to school, stay at home to raise your children, or

A Man Is Not A Financial Plan: TradWives And Its Financial And Social Implications

Aug 08 2024 50 mins

In this episode, I speak to Jo Piazza, bestselling author of The Sicilian Inheritance, podcaster, and award-winning journalist. We discuss tradwives and its financial and social implications. Given that Financial Samurai is about achieving financial freedom sooner, being financially dependent on someone as an adult is the exact opposite of what I want for readers. A tradwife typic

Most Important Personal Finance Ratio: The Home-To-Car Ratio

Jun 27 2024 19 mins

I've decided that my Home-To-Car Ratio guide is the most important pesonal finance guide for everyone to fall. After all, everybody needs a place to live, real estate is the best asset to build wealth for the average person, and America has a love affair with cars. My Home-To-Car Ratio guide helps personal finance enthusiasts reduce their car spending and maximize their house spend