The Futurizts Podcast

In 2022, EPF’s chief strategy officer said that Malaysians would require RM900,000-1 million to retire comfortably.But is this sufficient to retire? More importantly, how much will this be worth after 20-30 years? What's the secret to planning for retirement and enjoying the current moment?In this episode, financial experts Hann and Sani discuss, EPF, retirement, job hopping, gol

After signing the documents on Monday (7 Oct), PM Anwar expressed optimism for next year’s budget, noting that it will strengthen the local economy and equalize income distribution.While the details have yet to be announced, Budget 2025 will set the tone for Malaysia and the rakyat for the rest of the year.In 2024, our country has made significant progress by promoting foreign in

On Friday (27 Sept), the Ringgit hit its highest point since June 2021.At RM4.1220 versus the US dollar, it has gained 12.19% since the start of the year and has blown past the year-end target of analysts, with the most optimistic forecast at RM4.20. The average predictions were at RM4.40-RM4.50.Because of this, MIDF has revised their year-end target and expects the ringgit to hit

At RM4.3180, the ringgit is now at its highest level since February 2023.Meanwhile, the FBMKLCI is at a four-year high.Stocks like Maybank, Tenaga, and CIMB have rallied 20-40% in the past 8 months.In this episode, Mr. Sani Hamid, a veteran economist and certified financial planner, addresses these topics and your burning questions! ---------- Timestamps (00:00:18) What’s happeni

From 2009 to 2023, property prices have more than doubled. According to numbers from The Edge, an average apartment now costs about RM582,000. With fresh grads earning RM3,000 per month, it will take them 8 years to save up for a downpayment for a house.And that’s before other costs.This is why the younger generation can no longer afford a home.Resources:i) Average apartment pric

The ringgit’s performance in the past two weeks is unreal.It has gained 3.50% in 8 days, from RM4.6588 to a 12-month high of RM4.4320, before settling at RM4.4635 against the US dollar.This massive movement has not been seen since November 2022, when the local note strengthened from RM4.7380 to RM4.50.In this session, financial experts Hann and Sani are back to talk about the rin

The FBMKLCI has gained 11.97% since the start of the year.The S&P is up 18.33%Gold is up 16.80%.Bitcoin rallied 46.07% (only 16% away from its all-time high of $73,800).It’s obvious that markets have performed exceptionally well so far.If you’re afraid to invest right now, you’re not alone.In this session, financial experts Hann and Sani discuss whether it’s too late to

In this session, we dive into the mind of Peter Yong, the founder of MrMoneyTV, to understand his personal motivations and strategies in managing money more effectively.Topics include:How can I grow my first RM1,000?Are ASB and ASM still good investments?I want save more. But how?What's the most sustainable way to increase income?Is it too late to buy crypto?Thoughts on Digital ban

On May 21, PM Anwar announced the cabinet’s decision to implement the subsidy rationalization for fuel.It will start with diesel first and apply to users in Peninsular Malaysia.The Prime Minister stressed that this move is targeted at foreigners and the rich, and will save the government RM4 billion annually.This means that diesel will be floated in the market really soon, which

On 25 April, EPF officially announced Account 3, which is a new Account that will receive 10% of your monthly contributions.This account will allow members to withdraw the balance any time, and EPF said this was to replace targeted withdrawals.Old structure:70% Account 1 (cannot be withdrawn until 55).30% Account 2 (can be withdrawn early to pay for education, housing loan, and hea