Credit Coaching by Kristi

Jan 31 2025 133 ep. 12 mins 22

Credit Coaching by Kristi Podcast artwork

Your Credit Coach Kristi will share with you her years of experience in analyzing credit reports and share with you thoughts, tips, and knowledge on how to optimize your credit score and maximize your credit understanding. Listen to the guidance of someone who has deep insight into the world of credit and credit scores. Visit creditkristi.com or email [email protected] NMLS #754092

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Interview with a Money Trauma Expert

Jan 31 2025 47 mins

Many people have not discovered their relationship with money. Often created at a very young age through our environment and experiences. But what if you had a traumatic event in your life? Your parents lost their home to foreclosure? A divorce left you penniless? A job loss or illness struck- numerous things can cause a traumatic experience and now be related to money. Listen in

Credit Resolutions: Setting Goals for a Strong Financial Start

Jan 14 2025 22 mins

Want to make REAL change in your financial life this new year? Let's go! Listen in as your credit coach gives some ideas and suggestions on how to make real and lasting change in your credit. Make more than a dent- smash that debt this year and let 2025 be the year you got OUT of credit card and consumer debt and make big strides towards your bigger goals. [email protected]

Busting Some Credit Myths (thanks social media)

Dec 30 2024 17 mins

Social media makes anyone able to present themselves as an expert on any topic they select. Unfortunately, there is a TON of really poor information out there that simply isn't true. Not knowing might waste time or cost you money or unnecessary stress. Share a little time with your credit coach to bust some myths, learn what is TRUE about credit and better understand the rules. Que

National Debt Relief (And Debt Settlements vs. Credit Counseling)

Dec 10 2024 21 mins

Unfortunately, companies like National Debt Relief are spending a ton of money getting in front of people that carry debt to manipulate and deceive you into believing their debt settlement program is the relief you have been seeking. They are the last resort- please don't work with a debt settlement if you can try other options first. Your credit coach explains 3 other options to t

Holiday Spending - Plan For It!

Nov 27 2024 14 mins

What other time of the year takes so much out of us- financially and otherwise?! Don't let gift giving pull you down! Make plan, be ready, take some precautions and DON'T max out your credit cards! [email protected]

Is Your Significant Other's Credit Terrible?!

Oct 29 2024 22 mins

Is your significant other's credit profile and score causing some tension in the relationship? In addition to the obvious of having to pay higher interest or not qualify for financing at all due to lower scores, there could be an emotional component to your partner having poor credit profile that is bringing you down in multiple ways. How do you have a conversation about money and

What Is A Credit Sweep (Besides Illegal!)

Oct 08 2024 7 mins

Have you heard of the term "credit sweep" or credit washing? I hadn't either until recently. Not only does it sound too good to be true- it's illegal! Please be careful with "quick fixes" as they often aren't what they might appear to be. If someone is saying they can remove derogatory items from your credit report- be cautious! Questions@creditkri

The Credit Bureaus are Selling Your Personal Info!

Sep 25 2024 7 mins

The Big Credit Bureaus are selling your information - and they are making bank by doing so! Listen in as you Coach shares 2 ways to protect your information from being sold to companies who want to know your profile and solicit to you. [email protected] for questions or show ideas https://www.optoutprescreen.com/ to opt out To freeze your credit: Experian.com Equifax.com

What's Worse- No Credit or Bad Credit?

Sep 12 2024 12 mins

Have you wondered, what is worse? Bad credit or no credit? Listen in to learn what "the decision makers" when it comes to extending credit want to see. [email protected]

More on Zero Percent 0% Balance Transfers

Aug 17 2024 11 mins

Let's listen in to some additional details regarding zero percent balance transfers on credit cards. [email protected]