IPA Payments Pod

Dec 05 2024 100 ep. 29 mins 170
IPA Payments Pod Podcast artwork

Hosted by the IPA, the Innovative Payments Pod is designed to keep you ahead of an ever-changing industry and position you to succeed in tomorrow’s prepaid environment. Join us for thought-provoking discussions on the most pressing issues of the day.

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Is Pay-By-Bank The Future of Payments

Dec 05 2024 20 mins  
Host: Ben Jackson Guest: Ross McFerrin, Vice President of Enterprise Growth, Trustly Recorded: October 24, 2024 Episode Summary: In this episode, Ben Jackson sits down with Ross McFerrin from Trustly to explore the future of digital payments and the rise of "pay-by-bank" options. As cards face potential competition, pay-by-bank may soon enable consumers to make purchases direct

Think Like an Innovator

Nov 21 2024 32 mins  
In this episode, Ben Jackson sits down with Kate Lybarger, the director and head of payments innovation at Discover Global Network, to discuss how to think about innovation in the context of technological change. Listen in as they discuss how companies can develop meaningful new products as tech tools like artificial intelligence and open banking reshape financial services.

IPA’s November 2024 Government update podcast

Nov 15 2024 21 mins  
Host: Ben Jackson Guest: Brian Tate, CEO, Innovative Payments Association Recorded: November 14, 2024 Episode Summary: In this episode, Ben Jackson sits down with Brian Tate, CEO, Innovative Payments Association, to discuss several lawsuits against the Consumer Financial Protection Bureau’s rules. They cover lawsuits against the Consumer Financial Protection Bureau by

IPA’s Book Club: Burn Book By Kara Swisher

Oct 25 2024 26 mins  
In this episode, Brian Tate, the IPA’s CEO, and Ben Jackson, the COO, discuss Burn Book, by Kara Swisher. They cover what the book tells us about the history of the Internet and how technology has shaped our lives. They also discuss whether there are any lessons for the industry and society as we enter a new technological age with the growth of artificial intelligence. This podca

IPA's September Government Update

Sep 25 2024 20 mins  
In this episode. episode, Brian Tate, CEO of the IPA, discusses the latest regulatory proposals from the FDIC, the Consumer Financial Protection Bureau, and the Federal Reserve He considers how they might change the relationships between fintechs and issuing banks, and how they might change the operations of both kinds of companies. This episode was recorded on September 23, 2024,

You Need A Payments Strategy

Sep 06 2024 32 mins  
In this episode, Dr. Angela Murphy, vice president of marketing and solution at Pidgin, discusses the revenue opportunities that instant payments offer financial institutions. She also discusses why banks and credit unions need to develop a payments strategy that reaches across their organizations. You can find the white paper discussed in the show here: Whitepages (pidgin.net)

IPA’s August 2024 Government Update

Aug 30 2024 23 mins  
Apparently, regulators don’t take summer vacations. While August is normally quiet in Washington DC, a slew of proposals have come out that could affect everything about the way the fintechs do business. In the past month, proposed rules on brokered deposits and earned wage access products could change the way many fintechs do business. In addition, a request for informati

The CFPB Says EWA is Credit

Jul 22 2024 19 mins  
Workers may have a harder time getting access to money when they need it, if a new interpretive rule from the Consumer Financial Protection Bureau goes into effect. The Bureau released an interpretive rule on Thursday that classifies all earned wage access products as credit and therefore subject to certain disclosures and underwriting rules. I’m Ben Jackson and in this

2024’s Wild Second Half

Jul 12 2024 39 mins  
The second half of 2024 promises to be a wild ride with court cases, bankruptcies, and potential policy changes likely to have wide ranging effects on the industry. In this episode, Brian Tate, the IPA’s CEO, and Ben Jackson, the IPA’s COO, talk about what has happened so far in 2024 and what is coming up in the second half of the year that will affect the payments industr

Lessons from the IPA Conference

Jul 02 2024 39 mins  
In this episode Brian Tate, the IPA’s CEO, the emcees from the 2024 Innovative Payment Conference, Tim Sloane and Lorain Debonis, discuss the recent conference and how the presentations there relate to developments in the payments industry. We talk about artificial intelligence, embedded finance, banking as a service, and how the industry can prepare for what’s next. This podca