Moody's Talks - Securitization Spotlight

Sep 26 2024 43 ep. 15 mins 13

Moody's Talks - Securitization Spotlight Podcast artwork

Hosted by Aaron Johnson and Xhensila Pisha of the Structured Finance team, our new Securitization Spotlight podcast series brings you the insight you need to keep on top of corporate and consumer debt securitization markets. From the impact of an evolving regulatory landscape and the ongoing recovery from the pandemic, to the ongoing effects of lower-for-longer interest rates and investors’ growing focus on ESG considerations, Aaron, Xhen and their guests will deliver the analysis that matters.

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ABS is among beneficiaries of music industry’s fight against AI use

Sep 26 2024 13 mins

As regulators bolster copyright protections amid widening artificial intelligence use in the music industry, music royalty ABS issuers and other copyright holders will benefit from the protections.

Consumer ABS and RMBS performance will continue to weaken moderately for remainder of H2

Jul 25 2024 21 mins

High rates and inflation will continue threatening consumers’ ability to pay their debts in some regions in the coming months, but solid job growth will temper the negative effect on performance.

AI-assisted underwriting has benefits and risks for structured finance transactions

Jun 27 2024 11 mins

The use of artificial intelligence in collateral underwriting comes with both benefits and risks to structured finance transactions, while jurisdictions take different approaches to AI regulation.

Credit-risk transfer transactions’ prominence grows as regulations evolve

May 31 2024 18 mins

As the regulatory environment continues to evolve, US and European banks have sought regulatory capital relief by offloading the credit risk of loans they make via special types of transactions.

Private credit CLOs becoming more likely in Europe as market grows

Apr 26 2024 13 mins

Should European non-bank direct lenders turn to collateralized loan obligation financing, transaction collateral will likely reflect the wide range of borrowers to which private credit lenders cater.

Basel Endgame will smooth real estate cycles, create opportunities for non-bank lenders

Apr 10 2024 13 mins

Basel 3.1 reforms will lead banks to apply high haircuts to unsustainably high property values and adjust mortgage risk weights to better differentiate between low-risk and high-risk loans.

Cyberattacks on mortgage servicers are a risk to structured finance transactions

Mar 28 2024 11 mins

Recent cyberattacks on three mortgage servicers did not hurt rated residential mortgage-backed security performance, but show how disrupted operations can affect structured finance transactions.

Potential for European solar panel loan ABS is growing, with familiar risks

Feb 29 2024 11 mins

As solar panels become more common in Europe, the first solar loan asset-backed security becomes more likely. But while the asset class is new, many associated risks are familiar to ABS investors.

Commercial real estate borrowers adjust to high rates

Jan 26 2024 24 mins

Interest rate hikes in the wake of the pandemic have driven an increase in commercial real estate delinquencies, but a variety of factors help mitigate many refinancing and other performance risks.

Global structured finance markets will continue to adapt to high rates and structural shifts in 2024

Dec 14 2023 13 mins

High interest rates will weigh on collateral performance in 2024 as structured finance markets adjust to structural shifts, regulatory reforms and geopolitical polarization.