My Mortgage Podcast

In this episode of the My Mortgage Podcast, Claire and Greg discuss different ways to earn rental income. They cover Long-term rentals, Airbnb, and renting by the room, explaining how each option affects your property's value and bank considerations. They also share tips for involving others in property investments, covering the pros, cons, and important things to consider. Tune in

In this episode of My Mortgage, Claire and Greg unpack the various roles of professionals pivotal in steering property investment success. Learn about mortgage advisors, accountants, solicitors, property managers, surveyors, and more. Discover the crucial insights into legal frameworks, tenant management, and the power of relationships with industry experts. Learn the art of l

In this episode of the My Mortgage Podcast, Claire and Greg explore the nuances between new builds and existing properties, offering insights into the financial considerations, tax implications, and deposit requirements for each. From strategies to add value through renovations to navigating the allure and challenges of cheaper locations, this episode provides a comprehensive guide

In this episode of the My Mortgage Podcast, Claire and Greg are diving into investmentstructures and ownership setups. Learn how different ownership structures impact borrowing capacity and discover strategies to optimise lending across multiple banks, while considering the implications of interest payment types on long-term financial goals. Click here to read the full show no

In this episode of the My Mortgage Podcast, Claire and Greg delve into the ins and outs ofserviceability in property investment. Learn what truly makes a property purchase affordable and learn about strategies to optimize your borrowing capacity.Click here to read the full show notes for this episode.

We're back for Season 2!In this episode of the My Mortgage Podcast, Claire and Greg explore the reasons behindinvesting in property. They delve into leveraging opportunities, the symbioticrelationship between tenants and landlords, and alternative investment avenuesbeyond real estate. Click here to read the full show notes for this episode.

This episode is all about making offer on properties. We discuss:What is making an offer?Conditions (finance, LIM & Building reports)Deposits & TimeframesAuctionsHow much should you offer?Click here to read the full show notes for this episode.

This episode is all about buying into someone else’s property! We discuss:In what situations this happensEstablishing the value of the propertyWhether you can use your KiwiSaverWhen the timing is rightThe loan applicationLegal adviceClick here to read the full show notes for this episode.

This episode we talk about townhouses and turnkey builds - what they are, how they’re different from other builds, and how to fund them! We discuss:The definition of a townhouseThe difference to other propertiesPayment structuresBuild overrunsDeposits & new build exemptionsTimeframes and sunset clausesClick here to read the full show notes for this episode.

This episode if all about the process from unconditional day to settlement day, some of the terms we use and decisions you’ll have to make to ensure your home loan works for you. We discuss:What happens after you ‘go unconditional’Loan StructureInterest ratesCash contribution/cash-backsClick here to read the full show notes for this episode.