Plan Your Federal Retirement Podcast

Mar 04 2025 360 ep. 15 mins 98
Plan Your Federal Retirement Podcast artwork

Financial Planner and benefits experts discuss the intricacies of the Federal Employee Retirement System. This real world experience allows these benefits experts to address questions they are most frequently asked by Feds as well as Human Resource departments on how benefits work.

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The FERS Supplement For Special Provisions

Mar 04 2025 10 mins  

FERS Go Bag

Feb 26 2025 8 mins  
How prepared are you if you no longer work for the Federal Government? Maybe you accepted the Trump Administration’s “deferred resignation” package; maybe your agency did a Voluntary Early Retirement (authorized as a VERA); maybe there was a reduction in force of mass layoffs? Maybe you are one of the many federal employees that we have been chatting with who said, you know w

#122 Estate Planning Myths and Facts: What Federal Employees Must Know

Feb 24 2025 28 mins  
Estate planning involves more than just creating a will; it's about ensuring financial security, protecting your loved ones, and avoiding common mistakes that may lead to unintended consequences. In this podcast episode, Micah and Christian discuss essential estate planning topics, including the necessary documents, the dangers of outdated plans, and why having a power of attorney

Should You Retire at 60 or Wait Until 62?

Feb 19 2025 4 mins  
Hello, at age 57 years and two months, I separated from federal service for a civilian job after serving 5.3 years and buying back 17.2 years of military time. I currently have a good civilian job and plan to continue working until at least age 62. (I will turn 59 in March 2025.) My question is: should I apply for a postponed retirement at age 60 so I qualify for FEHB, or should I

Is December 31st Really the Best Day to Retire?

Feb 18 2025 6 mins  

Can I Keep My Spouse's FEHB Coverage in Retirement Without Survivor Benefits?

Feb 12 2025 5 mins  
My wife is a federal employee and will retire next year. She is going to be 50 years old. I am going to be 58 when she retires. I am on her health insurance which we want to continue having post retirement. Can I stay on her health insurance without her taking either survivor benefit? I understand that if she dies, I am no longer covered but if she lives, we do not take any survivo

#121 The Untold Story of Survivor Benefits: Protect What Matters Most

Feb 10 2025 24 mins  
Planning for the future involves understanding what happens to your benefits after you are no longer here. In this podcast episode, Micah and Christian explore the details of survivor benefits—who receives what, how to plan ahead, and why your choices are significant. You'll learn how your pension, Social Security, TSP, and FEHB affect your loved ones. The episode also covers im

Fork or Knife? The Truth About VERA

Feb 05 2025 27 mins  
Are you considering early retirement under VERA? Before you make a decision that could affect your benefits for years to come, it’s important to understand the risks and opportunities involved. In this podcast episode, Micah and Tammy discuss the key factors that federal employees should evaluate before opting for Voluntary Early Retirement Authority (VERA) or making other retir

TSP or IRA: Which Is Best When Saving for Retirement?

Jan 28 2025 7 mins  

#120 Reduction in Force (RIF) and Job Changes - What You Need to Know!

Jan 27 2025 30 mins  
What does a Reduction in Force (RIF) or job change mean for your federal benefits and retirement plans? These transitions can bring uncertainty, but you can stay in control with the proper preparation. In this podcast episode, Micah and Floyd share strategies to help you navigate career changes and retirement readiness. Learn about building an emergency fund, managing Temporary Con