DCA Commerce Code

Nov 20 2024 183 ep. 19 mins 7

DCA Commerce Code Podcast artwork

Stay connected and get the latest insights, analysis and news from the leading fin-tech companies, merchants and payments including Microsoft, Mastercard, Samsung, LVMH, Hilton and more. The podcast features insights and interviews from Digital Commerce Alliance (formerly CardLinx) members around the world. Stay connected and subscribe to DCA's Commerce Code Podcast

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Episode 183: The Gen Z Consumer, BNPL, and an Outlook for 2025

Nov 20 2024 35 mins

This week on Commerce Code, we speak with Atif Mirza from VantageScore and Paul Siegfried from TransUnion. VantageScore is a credit score modeling and analytics company focused on innovation and financial inclusion, and TransUnion is a major credit reporting agency and a global information and insights company focused on building trust in global commerce. Today we are talking about

Episode 182: Changing the College Sports Affinity Game

Oct 22 2024 30 mins

This week on Commerce Code we speak with with Miraj Patel, CEO & Co-Founder of Harness. Harness is a leading financial technology platform that helps nonprofits, financial institutions, and brands grow Revenue, Engagement, Loyalty, and Community. Today we are talking about major changes in the college sports world - and in particular the financing of college sports, something t

Episode 181: Digitizing Coupons

Sep 24 2024 23 mins

This week on Commerce Code we speak with Avinash Chukka of Cardlytics and Brett Watson and Jeff Hudson of The Coupon Bureau.Listeners to Commerce Code will know who Cardlytics is - they were a pioneer and primary player in the CLO industry from the start. The Coupon Bureau (TCB) is a nonprofit industry association, like DCA-CardLinx, that was created to develop and promulgate a uni

Episode 180: Reimagining Global Offers: Tokenization’s Impact on Issuers, Merchants & Consumers

Aug 28 2024 36 mins

Episode 180: Reimagining Global Offers: Tokenization’s Impact on Issuers, Merchants & ConsumersThis week on Commerce Code we speak with Peter Schultze, Chief Executive Officer of Kigo, and Ben Straley, President and Chief Product Officer at Kigo. Kigo has developed a tokenized offer delivery system that complements existing card-linked offer networks. Today we're talking abou

Episode 179: Making Large-Scale Loyalty Easy

Aug 13 2024 30 mins

This week on Commerce Code we speak with Peter Vogel, Chief Revenue Officer at vLoyalty. vLoyalty provides an automated loyalty enrollment and tracking system based on users' credit cards, with text confirmation and marketing to consumers via SMS text. Most importantly, it automates the parts of loyalty programs that tend to break down in a retail environment.In today's episode, we

Episode 178: How Consumer-Permissioned Data Can Expand Access to Credit

Jul 03 2024 26 mins

This week on Commerce Code we speak with Christian Widhalm, Chief Executive Officer of Bloom Credit. Bloom Credit's goal is to help everyone from startups to established banks easily access and furnish accurate credit data. The goal is to support the creation of accessible, unique financial products for everyone. Today, we are talking about a new product Bloom has developed that ma

Episode 177: The Future of Card-Linked Offers - and, What is a CLO Anyway?

May 21 2024 33 mins

This week on Commerce Code we speak with Joe Fitzgerald, Co-Founder & Chief Executive Officer of Dfinitiv. Dfinitiv has introduced a new platform they call SmartOffers, focused on significantly improving CLO benefits for FIs, merchants and consumers. Today we are talking about:The growing gap between app-based consumer experiences - especially what Gen Z is most used to - and w

Episode 176: Taking the Temperature of the Market for Consumer Credit

May 07 2024 29 mins

This week on Commerce Code we speak with Jeff Richardson, Senior Vice President & Head of Marketing at VantageScore, and host of The Score podcast, a source for credit score related news and analysis. VantageScore's mission is to innovate to deliver more predictive, innovative and inclusive credit score models for the US market. Today we are talking about:The most recent Vantag

Episode 175: Fintech Buy vs. Build Decisions

Apr 23 2024 22 mins

This week on Commerce Code we speak with Ingrid Wilson, Head of Partnerships & Client Growth at Olive. Olive builds digital commerce platforms for fintechs - and those platforms offer consumers fundraising, financial wellness, and membership and loyalty solutions. Today we are talking about: The buy vs. build decision fintechs are making as they create customer-facing capabilit

Episode 174: Can CLO and Blockchain Transform Cash-Back Rewards?

Apr 02 2024 28 mins

This week on Commerce Code, we speak with Alex Adelman, CEO & Co-Founder of Lolli. Lolli is a cashback and bitcoin rewards platform that lets users earn rewards at over 25,000 leading stores and brands. Lolli is based in New York City and founded in 2018 by Alex. In the interview, we talk about:Lolli’s bank-integrated card-linked offer platformbitcoin-driven loyalty rewardsri