FindingFire - Financial Independence in the UK

Dec 24 2021 13 ep. 37 mins 13

FindingFire - Financial Independence in the UK Podcast artwork

In the FindingFire podcast Stuart and Iain discuss the world of FIRE (Financial Independence, Retire Early), and everything that encompasses: Money, Lifestyle, Happiness and Compromises. How does this varied world of FIRE apply to the UK? We'll discuss everything from the NHS, pensions and credit cards all the way through to even mattresses and of course index funds! Talk to us on the reddit https://www.reddit.com/r/FindingFire/ Email us: [email protected] [email protected]

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Diversification is the Enemy of Progress

Dec 24 2021 56 mins

Is diversification dragging you down? Iain and Stuart find a point of actual disagreement and have some advice that will generalise to literally everything in your life. Come with us on a journey to pick apart the perils of both variety and monotony. Find out everything you wanted to know about multiple dilemmas you might be facing: Stay focussed or multitask? Index funds or

Gratitude Adjustment Strategy - Brain Hack or House Hack?

Dec 11 2021 41 mins

Iain and Stuart run from deadly mosquitos into a comfortable middle class lifestyle, and meditate on whether they should experiment with hardship or just smile more. Listen in to find the answers to such questions as: Is it mean to be honest to the people you love? Meditation or house hacking, or why not both? Is willpower a lie? Isn't life brilliant? Here is the original post by

Sabbatical Strategy - Slow Travel or Identity Crisis?

Oct 30 2021 37 mins

Stuart and Iain discuss deep fried food and taking a year off of your life. Listen in to find out once and for all whether a Sabbatical is worth it or whether you should stop even having a weekend. We talk about the joys of paid leave vs being self employed and resetting your identity to create space for growth. Are Iain's friends and loved ones holding him back? What is a sabbatic

Passion Income and Windfall Strategies- A room to get lucky

Aug 14 2021 45 mins

Stuart and Iain tease apart what seems to be a choice between doing what you love, and loving what you do. There is of course a secret third option of just winning the lottery. In this episode, Iain is sensible, level-headed and just odd enough whereas Stuart follows his passion and hates it. They discuss the curse of obligation, "The Secret", not keeping your passion a secret, and

Passive Income Strategy- Hairy but ethical Hermits

May 30 2021 51 mins

Stuart and Iain have traveled through time from 2020 to discuss the passive income strategy. What is passive income really? Is it really passive? Is it really ethical? What is marketing even? And how can it be used for good? Will Stuart ever sleep again? All this, but with less structure, in this episode, Where the only thing Iain accurately predicts is the time from recording to p

Portfolio Income strategy- Taking the PIS with 100% savings rates

Apr 06 2021 27 mins

Stuart and Iain pick their holy books of FIRE, talk about the perils of saving rather than spending, debate whether a 100% savings rate is possible and tell you once and for all, what the correct savings rate is. This time we discussed the Portfolio Income strategy, life deferment traps, and Mr Money Moustache’s seal of approval for Tesla model Y. Here is the original post by Mi

Status Quo bias - Escaping the Rat Race in an Electric Car

Mar 13 2021 60 mins

Stuart and Iain return to discuss the now famous 7 ways to Escape the Rat Race. They talk about the merits of accepting the status quo, and what it will take to convince Stuart to allow his children to go to university. Why does Stuart hate learning? What has Iain bought that he's so ashamed of? By the end you'll wonder: Do they even have what it takes to pursue Financial Independe

FIRE is Dead - Is Financial Independence even worth it in the UK?

Jan 30 2021 50 mins

Our grand finale. for now. Stuart and Iain like living in the UK a lot. They compare life in the UK vs the USA and the rest of the world, talking about healthcare, benefits and all the kinds of leave: annual leave, parental leave, sick leave. Do we need anything more? Should we just keep working? Tell us how FIRE applies where you live! Tell us what we got wrong in this episode! Wh

Pension Paradox: NHS Pension vs Private Pension vs Property Investment vs ISAs vs Cash

Nov 24 2020 23 mins

A brief overview of investment possibilities we’ve considered for our retirement all compared to the lovely NHS pension scheme. What, definitively and objectively, is the best option? Let us know what you think! How are you investing for your retirement and why? What alternatives do you have in mind? [email protected] [email protected] This episode is mostly relevant

Glasgow Cares about Cars on FIRE

Nov 14 2020 11 mins

This episode brings you multiple dilemmas: -Chat bot efficiency or being polite? -Shabby-chic or prosocial fraud? -Distressed jeans or distressed heart? Listen carefully for the moment Stuart’s DIY efforts get so desparate that he buys a gun, and email us with the timestamp to win a prize. Alternatively, send us your own scruffy anecdotes and advice to: [email protected] st