Insurtech Story Podcast

In this episode, we dive into key findings from our recent IBV insurance study on AI adoption, exploring how insurers are leveraging AI to drive efficiency and innovation. We break down what insurers need to know about generative AI - focusing on language model size, open-source advancements, and reasoning capabilities. Plus, we discuss how agentic AI is set to transform the indust

The role of insurance is evolving beyond risk coverage to proactive health management. Insurers are increasingly integrating wellness programs, wearable tech, and data-driven insights to encourage preventive care. By collaborating with corporates, healthcare providers, and government initiatives, they aim to reduce long-term healthcare costs and improve overall well-being. With rec

The Indian insurance sector is undergoing a significant transformation as technology, evolving consumer expectations, and regulatory shifts reshape the landscape in 2025. Insurers are leveraging AI, IoT, and blockchain to enhance customer experiences, improve risk management, and streamline operations while addressing the challenges of price sensitivity and cybersecurity. With risi

Predictive analytics has revolutionized the insurance industry, enabling actuaries to leverage vast amounts of data for more accurate risk assessment and decision-making. With AI-powered tools, actuaries can enhance traditional statistical models to process real-time data, predict future trends, and create personalized insurance solutions. These advancements not only improve pricin

Embedded insurance is transforming the microfinance sector by integrating coverage directly within financial products, making insurance more accessible to underserved populations. This model streamlines the process, allowing microfinance institutions (MFIs) to offer protection against risks such as health issues, crop failure, or unforeseen events, bolstering clients' financial sta

Embedded microinsurance is reshaping the insurance landscape by seamlessly integrating coverage into everyday products and services, making protection accessible to underserved populations. This episode explores how embedded microinsurance models are empowering consumers, particularly in emerging markets, by providing affordable, on-demand insurance solutions. We delve into the rol

Parametric insurance is gaining momentum in New Zealand and the Pacific as a crucial tool for managing risks associated with natural disasters such as cyclones, earthquakes, and flooding. Unlike traditional insurance, parametric policies trigger pre-defined pay-outs based on specific data, such as wind speeds or earthquake magnitudes, offering quicker and more efficient financial r

The landscape of employee insurance and benefits is rapidly evolving to meet the changing needs of today’s workforce. Employers are increasingly focused on holistic well- being, offering benefits that extend beyond traditional healthcare to include mental health support, wellness programs, and flexible work arrangements. The shift towards remote and hybrid work has further accele

Welcome to "Health Matters," where we explore the evolving landscape of employee healthcare in the modern workplace. As businesses recognize the vital role of health and wellness in productivity and job satisfaction, new-age approaches to employee healthcare are emerging. From cutting-edge technologies like wearable devices and telemedicine to comprehensive mental health

The integration of AI and machine learning (AIML) into actuarial pricing is transforming the insurance industry. AIML technologies enable insurers to analyze vast amounts of data with unprecedented speed and accuracy, leading to more precise risk assessments and pricing strategies. By leveraging advanced algorithms and predictive analytics, insurers can identify patterns and trends